hi all im stewart, returned, looking for advice

[imagine]

hi everyone i was here looking for advice over a year ago i think it is now, I had been getting to know a philipino lady, at first i was looking for advice on visa ect for her to come to uk, she works in israel, in november 2009 i was diagnosed with cancer,ill from january2010 for almost a year, which stopped any plans we had, also the plan had changed to me going to live in philipines with her, i had a real bad year fighting this cancer the cheemo was hard to cope with, almost dying 4 times, but im blessed the cancer is gone now,my idea is to rent my house here to provide some income for at least the 1st year, if all is good and i cope with philpine climate i will sell after that year,, now my question id like help with please if anyone can, i will marry in philipines, i understand that if no pre marital agreement is made that in philipines , on a reationship breaking up you keep what you had before the reationship, would that apply to my house or do i need an agreement written up here in uk? i figured for that 1st year to protect what i have, after doesnt matter, also that if anything happen to me , there would be no high leagel fees between countrys for my wife, should house need selling urgent, to pay for my medical fees should i get ill,, it would be better that my daughter here could deal with this, and she would make sure my wife got what she entitled to ect,
hope someone can help ,, thanks stewart

[sparky]

hi there and welcome to the forum

you didnt make totally clear whether you had met your lady as yet or visited the Philippines.

if the answer to either is not yet i wouldnt make any serious decisions yet

[imagine]

hi sparky , thanks for reading my post, no i havent yet met brenda my lady, we were supposed to meet in cyprus before i got ill, and was unable to be there, we have been in constant comunication ,skype voice yahoo/ msn/ mobile phone , a lot of hours everyday again i was to visit her in israel at christmas, this time due to her being ill is postponed and now rebooked for monday 17th jan,
also i have never been to philpines

due to the many hours we talk, i would say we know each other very well and have become very close, i know that this is not complete without meeting in person, im confident of a good future reationship,

i know how my question must sound, but i do think , that in the event of brenda needing to sell my house, that it wopuld be lenghty and i expect that the solicitor costs would be high due different countrys,
for this reason i ask this question, i know it would be quicker and simpler for my daughter to deal with it here,
and not to keep from brenda anything shes entitled to , thanks :-) stewart

[bornatbirth]

your going to buy a house in the philipines after you marry her?

first of all, i wouldnt sell up and move to the phliipines when you have the chance of getting cancer again :xxgrinning--00xx3:

why not keep your house here and just live off the rent, live there but come back in case you get ill again, you could spent time in both countries each year...better still get your wife here in the uk until she as a uk passport which will take 3 years in which time you should know if your clear of cancer as it take 5 years to clear?

if you make a will and leave everybody something, i dont think it matters what country they live in :Erm:

[imagine]

thanks bornatbirth, (thats a good time to be born lol,) thanks for your suggestion, it does seem a sensible solution, with regard to wills and well the law, scotlands law differs a little from england on some matters of that kind, im just not sure of it, but im now 56 yrs, old , i concider what my life span may now be 5, 10, 15 yrs, more i hope , but if less then selling the house after a year may be better im undecided,
buying a house in philipines, my girlfriend brenda has enough money and more to buy a house herself and doesnt want or require my help, though she will treat it as ours, she worked away from home for over 10 years and earnd enough to do quite well in philipines, she has no desire to live in uk, it being a second choice only in the case that i have to return then she will come with me,im comfortable knowing that she wants nothing from me but love , thats cool, thanks , stewart http://filipinaroses.com/images/smilies/smile.gif

[bornatbirth]

why the rush to go to the philipines?

let her buy a house there and live off the rent from yours back in the uk :Erm:

the only reason for her to get a uk passport which will take 3 years, if you do get ill and need to come back to the uk she can come with you, without the need to get a visa also you will know if your clear from cancer..the cost of cancer care in the philipines wont be cheap and maybe far more expensive than you think.

[imagine]

thanks again bornatbirth, you have some very valid points, and i will be taking serious consideration of them all, the downside of living here 3 years is that i or both of us would have to work to survive, im no longer fit for many jobs, at the moment im still off work, come april i will be conscidered fit to resume work, i would need to find new work as my old job no longer is available to me,this is why i consider april to be a good time to move, :)but in philipines i can retirehttp://filipinaroses.com/images/smilies/smile.gif

[imagine]

part 2 . ps,thanks again bornatbirth
as much as i understand she needs visa to come here, wich will be easier if i go to philipines and we get married,,,, then she can come back with me?

im sure she would do this for me, even though she doesnt want to live in uk, i think 3 years living in uk to get passport, would be a sentence for her, and i need heat , the cold is painful now, again it is a good point to be considrerd thanks , stewart

[imagine]

ps part 3 lol, sorry bornatbirth, i may have miss understood, can the 3 years be either in uk or philipines , or just by living in uk for 3 yrs?

[stevewool]

i would really wait until you have met each other in person before any plans are made , what my friends have said before are all correct in what they say, good advice from all,

[bornatbirth]

if she came to the uk on either a fiancee or spouse visa then after the 3rd year she get a uk passport...a little longer with a fiancee visa depending on how quickly you got married.

im not sure how long you can stay in the philipines and still get a spouse visa as the longer you are out of the country the harder it will be and also your planning to sell up and take everything with you, you are aware that you will need to buy the house in your wifes name as you (as a foreigner wont be able to buy in you name).

im not sure how easy it will be to get her a visa everything you need to come here, if you ever got ill again.

hopefully other members can help you out more :xxgrinning--00xx3:

[imagine]

thank you stevewool,i will be seeing her first before final plans, but only for 2 weeks being in israel, after this she will be going back to philipines, yes youself and all the advise from your friends is invaluable to me , i appreciate this very much, thanks stewart

[imagine]

initialy i intended to rent my uk house for 1 year mininum, if it is an obviouse advantage to keep my uk house, then i wont sell,
i would have thought the longer i would be married in philipines the easier it would be to bring her to uk, i see from what you say i was wrong,
the house in philipines will be my girl friends house, paid for outright with her own money, and obviousy will be in her name,although we will treat it as ours it will always be hers, im happy with that , should our relationship fail,i want nothing material of hers, and if i still have my uk house i would expect the same,any income from my house will be like a houshold income and will be ours and not mine, i think that is a fair solution, i feel iv nothing to loose , but much to gain

[joebloggs]

if you could stay in the phils with your g/f for 2yrs and have good evidence you lived togther , it might be possible she could get an unmarried partner visa and come to the UK on that, not sure if legally she could have a claim to any of your property or cash, but it might be worth looking into,

http://www.visalogic.net/united-kingdom_uk-unmarried-partner-visa_pie.aspx?t=4&t2=24

[somebody]

HI Welcome :)

Firstly meet in person and I would advise on seperate occasions before making any serious decisions. Now this lady im sure is as wonderful as my Loving Wife :) But on here and elsewhere there are many tales of guys and ladies having there heads turned and age and experience counts for nothing we are all foolish in love..

Firstly you cant buy a House in Phill well you can buy it but you cant own it as a non filipino citzen.

Dont invest to much in Phill and have no back up plan emgency funds for whatever may happen. Plenty have terrible tales of getting into financial messes in phill:NoNo:

Before you think im cynical and anti filipina im nothing at all like that I would advise her to be wary of you as well:D

The Internet makes us think we know people and their lives inside out when we dont really know that much at all.

Ask peope on here they will tel you the first time together is still metting a stranger who appears to be familiar and sometimes it simply doesn't work out for one or the other party. Many do work though:)

If she has worked and traveled abroad and has propety and savings of her own it may be quite easy to get a visa

Dont take this wrong you have been though a most traumatic time recently and glad to read things seem to be on the up but do take some time to see how things pan out its very easy to think after the hard times that this seems a dream come true.

Dont think its bad to keep your eyes open and keep an eye for any danger signals. Just read of the issues members of this forum have encountered.

Sorry if this seems harsh but this forum prides itself on telling people things as it is, as its very important as you learn in being a "Rich British" going to Pinas that there are many pitfalls

I wish you both much happiness but take sometime to make sure you dont rush in:)

[joebloggs]

andy whAT ABOUT BECKHAM :yikes:

[imagine]

hi joebloggs, i would intend to marry her in philipines, 2 reasons , so i can stay there without problems and not have to leave and come back every 3 months, i hear many do this , a trip to hong kong and back, the other reason is as anyone wants to marry, so being married i asume is easier to visa to uk ?

[imagine]

thanks somebody
yes i understand how it is different in person to the internet,and it is needed and is important, much more can be learned of each other in person,
but also on that its possible to reach quite deep inside a person on the internet via txt , via voice such as skype and mobile phones, when the physical comunication isnt there,especialy when many hours are spent together, my decisions to be with her were made before i got ill,, during that time i told her to forget me and find someone nice as didnt know if i would get through it, she stuck by me, she couldnt get visa to come to me, she did want to, thanks for your advise , stewart

[grahamw48]

Hi Stewart. :)

There has been some really good advice given to you here, and in particular about the real NEED for you to spend a lot of time with this lady before you make any life (and bank balance) changing decisions.

The last thing I would do is sell a property in the UK.
Houses are cheap to rent in the Phils anyway, and sooner or later property here will become a good investment again.

If you have any kind of illness or weakness in your body I would not want to be living in the Phils for any length of time. :NoNo:

Most importantly, though I respect your view on internet relationships,etc, believe me there have been wiser and more genuine men than you who have come a cropper after hooking up with a lady in this way.

Take things one step at a time my friend.

I wish you good luck anyway, and there will always be EXPERIENCED people here to advise. :)

[imagine]

thanks graham, yes i appreciate all the good advice given , it is not likely that i would be investing money in philipines, my girlfriend brenda has property already in philipines and she will buy a house in her name for us, with her money, she suggests on a higher elevation where the climate will be better for me,and it has been her suggestion that i try philipines for 6 months to 1 year before i make descision to stay permanent,if then i need to return to uk she will come back with me and i will still have my uk house, it has been myself that had ideas of selling my house, brenda my girl friend objected , advising me not to , just incase i needed to come back, she sees that to buy again at a later date i would have to pay more, she has a very sensible head, and wants nothing from me, thank you, all advice is appreciated and i dismiss none of it, stewart

[Sim11UK]

it has been her suggestion that i try philipines for 6 months to 1 year before i make descision to stay permanent

Welcome back imagine :Hellooo:
Your lady seems very sensible, definately would try staying for that length of time, to see whether you like it...It's not for everyone, for a start, the heat can be very oppressive, which can be very tiring.
If you can get enough income, from renting your house, then that's the way I'd do it.
Anyway, glad you're in better health now, good luck! with it all & good luck! when you meet her...it's so much different, but much better in person...Keep us posted. :xxgrinning--00xx3:

[stevewool]

stewart , you seem to know what you are doing and wanting in your life and with the help from brenda seems you both will get it too, the phils is a wonderous place yes and one day i will be there too, if brenda is the one for you and you for her you are blessed, just take it easy and enjoy it all book that flight to see her as soon as you can

[Terpe]

Stewart,
Firstly, a warm welcome to the forum.

Secondly, on the issues of getting to Philippines, visa', visa extensions and long term staying, I prepared this information recently for another member.

Please take some time to visit the links, I'm sure they will provide useful info for you.


When you travel to the Philippines from UK you get a free 21 day visa at arrival immigration.
When you arrive you must have an ongoing ticket to either your orgininating country or another country. Lots of people use what is called a cheap "throw away" ticket.

If you want to stay longer than 21 days you can get a 38 day extension (21days + 38days = 59days) at an immigration office in the Phils.
Better to do this at least one week before your visa expiration.
I have seen on this forum that some members state that it's possible to purchase the extension at arrival at the airport. But I have no experience of this. Nor how much it would cost.

If it was me, I would get the 59 day visa from the Phils Embassy/Consulate in UK before you leave.
This could be a money saver as the cost is only about £22 (I think the 38 day extension is about £50 in Phils)

If you have all your ducks lined up with your paperwork etc, you should have no problems getting married within the 59 days.
You may need to check the latest info for paperwork needed but in principle

Your Birth certificate

Certificate of No Impediment to Marry from local registry office. Then present these documents to his Embassy/Consulate in the Philippines to be issued a Certificate of Legal Capacity to Marry. This certificate is needed for the application of a marriage license.
BTW some forum members are now reporting that they were also required to obtain a CENOMAR (Certificate of No Marriage) from NSO (National Statistics Office) so you might need to do thid as well.

Apply for the marriage license in your fiancée's home town at the registry office. (or locality of where marriage will take place)
After you apply for the license there is a mandatory 10 day waiting period while the marriage banns are published

Sometimes (sometimes depending on your ages) you might also be requested to attend counseling sessions prior to being allowed to be married.

Anyway there's no reason why you can't accomplish all this in less than 30 days

Staying on beyond the 59 days requires you to extend your visa in two month increments at any immigration office up to 16 months. Beyond that, further extensions require approval by the main office in Manila. This can continue up to a total of another 8 months (4X two month extensions). Eventually you will have reached 24 months in Phils.
At that point you must then leave the country. Although you can return immediately to start another 24 month process.

Look here for fees of all the above:-

http://immigration.gov.ph/index.php?option=com_content&task=view&id=282&Itemid=43

You will notice that after 59 days extension you need the Alien Certificate of Registration.
This is now the ACR I-Card and is a microchip-based credit card-sized identification card issued to registered aliens replacing the paper-based ACR.
It has an embedded computer chip with biometric security features capable of data management and can be updated electronically.
It is fraud and tamper-proof/resistant with the following data:

1.Personal information such as name, age, date of birth, place of birth, etc.
2.Photograph
3.Date and status of admission
4.Visa type granted/date granted/date issued/expiry date
5.Biometric information (2 digitalized fingerprint templates)
6.Signature
7.ACR and ICR/NBCR/CRTV/CRTT/CRTS and CRPE numbers
8.Travel details
9.Payment of immigration fees details

The ACR I-Card serves as the Emigration Clearance Certificate (ECC),
Re-entry Permit (RP) and Special Return Certificate (SRC) of the holder upon payment of the required fees.


Your other long stay options are the 13a visa (PHILIPPINE IMMIGRATION VISA) and the SMILE, (was SRRV-Special Resident Retiree's Visa)

PHILIPPINE IMMIGRATION VISA (13a visa)
Non-Quota Philippine Immigration Visa (Section 13(a) of the Philippine Immigration Act)

Info and application form here:-
http://philembassy-uk.org/visaform3.pdf

But I have seen in posts on this forum that it is much easier and simpler to apply and obtain this visa from within Philippines. However it may help you to understand just what is needed if you take a look here:-

http://immigration.gov.ph/index.php?option=com_content&task=view&id=26&Itemid=35


All documents to support your application must be properly certified as true copy.
Sworn statements or affidavits should be notarized.
Foreign documents must be duly authenticated by the Philippine Embassy or Consulate at the place where they are issued.

This visa is only available to citizens of a country which grants permanent residence and immigration privileges to Philippine citizens.
This non-quota immigrant visa is a one-year multiple entry visa which should be renewed in the Philippines for three (3) consecutive years.
On the fourth year (3rd renewal), the applicant may apply for permanent residency in the Philippines.

SMILE (previously known as Special Resident Retiree's Visa)

For all details on this look here:-
http://www.pra.gov.ph./main/srrv_program?page=1

To be perfectly honest I have never known or known of anyone who ever took this up. Also, I admit I have never really studied or researched if there are any cost/value benefits.

Finally, don't forget that UK has a Double Taxation Agreement with Philippines so your pensions (incl state pension) could be agreed for taxation purposes to be taxed in Philippines rather than UK. Since the Philippines has a tax rate of zero on pensions, means your pensions will be tax free. (This agreement does not apply to government pensions such as civil service and most other public sector)

Hope this helps

[imagine]

thank you Sim, :)

[imagine]

thanks stevewool, i will enjoy it , im booked to fly this monday all being well, cant wait :)

[imagine]

thanks Terpe, excellent information, seems complicated at first glance, but im sure it all comes together, why cant things be easier without all this red tape lol, thanks again, this very usful valuable information for me, stewart :)

[somebody]

thanks graham, yes i appreciate all the good advice given , it is not likely that i would be investing money in philipines, my girlfriend brenda has property already in philipines and she will buy a house in her name for us, with her money, she suggests on a higher elevation where the climate will be better for me,and it has been her suggestion that i try philipines for 6 months to 1 year before i make descision to stay permanent,if then i need to return to uk she will come back with me and i will still have my uk house, it has been myself that had ideas of selling my house, brenda my girl friend objected , advising me not to , just incase i needed to come back, she sees that to buy again at a later date i would have to pay more, she has a very sensible head, and wants nothing from me, thank you, all advice is appreciated and i dismiss none of it, stewart

Seems like she has her heads screwed on :xxgrinning--00xx3:

As well as the heat and humidty and mossies!! Some Westners simple find it oppressive to find it very hard to go out on their own when they want. Some also find the poverty in some areas around them very hard to deal with:NoNo:

I would also especially with the whats happened recently medically investigate local docotrs clinics and hospitals if there for any time.
Medical treatment is not cheap especially if more non routine medcines and procedure maybe required in Phill.
A simple fever the wifes brother had meant we spent a fortune in medcines and luckily our family is oversupplied with doctors and nurses so we didn't need to spend out even more.

I dont want to teach u to suck eggs but even for me as a fit young man who runs everyday etc I found the heat humidty and mossie bites plus the odd dodgy stomach could really take the wind out of my saills especially on my first couple of trips.

Good luck for your Flight and trip I hope it is a wonderful time for you both and you have life long happiness together:):xxgrinning--00xx3:

[Arthur Little]

Stewart ... :welcomex: back. Having been one of many who greeted you first time round - a year past last August - I remember your intention to visit Brenda in Cyprus until illness intervened. Since then, she has moved to Israel ... and again, your plans were forestalled - due, on this occasion, to Brenda being unwell.

Fortunately you've kept in regular touch throughout, your cancer is at least in remission [hopefully cured] and you're now fit enough to travel to Israel next week.

My advice is for the two of you to make up for lost time by getting to know one another really well. :love2: Only then, will you be in a position to guage where your future together lies. Do please, consider very carefully, the full implications involved if you were to choose to settle in the Philippines should (God forbid!) your health decline for any reason. At the age of 56, it's worth bearing in mind that hospital treatment abroad is extremely expensive ... whereas here in the UK there's our world-renowned NHS to fall back on - even in the worst-case scenario. :xxgrinning--00xx3:

[imagine]

thanks somebody, previouse to this info of medical costs i have always been under the impression that medical though private was cheap in philipines, though i did have concerns about their experience in cancer treatment, i did see the possibility that if i neede further cancer treatment that as long as i was still fit to travel that i may need to return home for treatment, if this happened i would be married to brenda, and assume she would be allowed visa to come with me ? hopefully it would be processed quickly under the circumstances , im not sure how long it does take, thanks for the info, stewart

[imagine]

hi Arthur, thank you for the welcome back, brenda was already in israel before i got ill and was supposed to meet in cyprus, thank you also for the hospital treatment costs info , i assumed was cheap before this info, its looking good for my cancer,it shows gone(i guess that means its in remission) it was a hard fight, a year of it,but you know it was the treatment i was fighting my body didnt like the cheemo at all. unfortunatly over the past few days while i have been messaging here, a problem arrised regarding brendas visa, she stopped her work due to getting ill, she is ok now but her visa expired about 2 weeks ago,and is not allowed to renew it due to her stopping her work, there was another little problem also we had to concider, though she was going to try wait untill after our 2 weeks together we have decided that i cancel going to israel, and she will return to philipines, she tells me it is easier to get a tourest visa in philipines than it is to get one from irael, and come see me while she is touring , so to speak, the plan is to return to philipines together in april at which time i will have finished preparing my house for rental and my affairs in order. once in philipines our plan is to be married, if you or anyone see any flaws in this plan , please i welcome your opinion ,,, i know it all seems a rush but almost 2 years and about 18 mths since we was supposed to meet in cyprus, a lot of time comunicating. between us, i dont have doubts on our reationship, having almost died 4 times in the year, i realy feel iv nothing to loose, the only concern is can i cope with the climate , and that i have all the valuable info,( thankyou everyone) stewart

[malditako]

"imagine" u got so many great advices here which i strongly recommend to consider...moving to phils is not as easy and simple compare to what u may think...especially with the health condition u had...plus making plans and all that with someone whom u never met personally is a big NO NO :NoNo: talking to someone for a long period time online doesn't guarantee you that you know them that much...

be careful with your decision and goodluck....

[imagine]

thanks gparry, yes i appreciate all the great advise, your point taken regarding health, i am aware of plans with someone iv never personaly met, though we know each other very well, there is an element missing that you can only have from personal meeting, we will be meeting and plans are in the making and are not set , plans can be changed,myself i am confident in our relationship, i appreciate everyones concerns and advice, thankyou gperry for yours too , stewart :)

[Terpe]

Stewart,

I don't know how far your research has gone. But have you considered the costs and
availability of ongoing medicines, medical treatments in Philippines?

Generally,health care can be good or bad depending where you are located.

Just on a practical level, I have no idea where you would intend to live but in general the best hospitals are located in the major cities.

If you are planning to live in the province, you will need to develop a plan
about how you would acquire any regular medicines you need, also how you physically
get yourself to a suitable hospital or medical treatment centre, and importantly how
payments could be made. (somebody needs access to money)

I think you may be surprised at costs involved.

Normally some form of health insurance is advisable, however just how feasible that
could be with your personal pre-conditions I do not know.

Nobody is saying don't do it. Only that you do it with some knowledge.


For some additional health information for travelers to Philippines look here:-

http://wwwnc.cdc.gov/travel/destinations/philippines.aspx

[Sim11UK]

Just go & do it Stewart
Just go with that plan of a trial run for 6 to 12 months & take it from there.

If you've been in communication for 2 1/2 years & she's stuck with you through your ilness, then the signs are good with your g/f.

We can plan for every eventuality, but still there are no guarantees...Life is for living, so go grab it with both hands...I'd do it. :xxgrinning--00xx3:

[stevewool]

well said sim, lots of great advice for stewart to take in and like many before him and after him we all need that extra advice sometimes that little bit we forgot about, just remember to take a picture with you so you can reconise her once you land, there is just a sea of smilling faces you are warned:xxgrinning--00xx3:

[imagine]

research is ongoing now, thats part the reason im here both for this health info, and of course to be well advised on visas getting married ect, and of course living in the philipines, brenda seems to think it wont be so bad, and she will guaruntor for me if should be nessacery, should i not be able to get back home for treatment,i feel i can justify the risk to stay well for a year stay there there to find out better there the situation regarding any medicine treatment ect, as long as the cancer stays away, theres not much medication i need, vit b12 every 3 months by needle, magnesium suppliment, and proberbly the worst i need to know i can get is theromone replacement therepy, sounds big , but all it is is gel to rub in skin, or later can be injection like as vit b12, i justify the risk more now since being ill , than i did before, looking at life in a dfferent light, i dont know if you can understand that, id rather live 2 years happy and in love,, than here alone for 5 years 10 yrs , i dont know you understand that, but i do understand all of you with your concerns and again i listen and appreciate all your input :) yes i realise health insurance is tricky with exsisting conditions, please dont think i am dismissing your advise on health, i am gratefull to you all :) please keep it comming , thank you,,, stewart

[imagine]

now yessss, Sim you understand where im comming from :xxgrinning--00xx3::)
god bless you

[imagine]

lol stevewool, i dont think il have trouble regognising her , as long as she dont cover her legs :icon_lol:

[Terpe]

research is ongoing now, thats part the reason im here both for this health info, and of course to be well advised on visas getting married ect, and of course living in the philipines, brenda seems to think it wont be so bad, and she will guaruntor for me if should be nessacery, should i not be able to get back home for treatment,i feel i can justify the risk to stay well for a year stay there there to find out better there the situation regarding any medicine treatment ect, as long as the cancer stays away, theres not much medication i need, vit b12 every 3 months by needle, magnesium suppliment, and proberbly the worst i need to know i can get is theromone replacement therepy, sounds big , but all it is is gel to rub in skin, or later can be injection like as vit b12, i justify the risk more now since being ill , than i did before, looking at life in a dfferent light, i dont know if you can understand that, id rather live 2 years happy and in love,, than here alone for 5 years 10 yrs , i dont know you understand that, but i do understand all of you with your concerns and again i listen and appreciate all your input :) yes i realise health insurance is tricky with exsisting conditions, please dont think i am dismissing your advise on health, i am gratefull to you all :) please keep it comming , thank you,,, stewart

Tell you what Stewart, you have more than satisfied all my concerns, both with your responses and with your attitude. Personally, from what you have disclosed, I have no doubts about your lady. Everything looks OK.
My own thinking is the same as yours. Better to be happy.
God Bless you Stewart and your future wife. You now have enough information to realise your dream. If your daughter supports your idea give it your best shot.
I'm still curious. Where do you intend to live?? The reason I ask is because I have a n umber of houses in Phils but cannot decide where to settle. I do know it's not gonna be Manila (even I do enjoy the big city), maybe Davao ( close to my wifes birth village) Or actually the very small fishing village where my wife was born (which I do love)
Stewart, maybe your brave decision will give me courage to do what I really feel I want!

[stevewool]

i justify the risk more now since being ill , than i did before, looking at life in a dfferent light, i dont know if you can understand that, id rather live 2 years happy and in love,, than here alone for 5 years 10 yrs , i dont know you understand that, but i do understand all of you with your concerns and again i listen and appreciate all your input :)

well stewart, that says it all, thats how i would see it too, you go for it mate and with both arms open, good luck

[imagine]

thank you Terpe, where to live, brenda has land there which is rice fields and land with trees planted growing to be harvested, both are rented out so she earns rent for them plus a percentage of the crops takings,there is i beleive more land which a house could be built,her land ajoins her parents land who live their,i would have no objection to telling you the name of area but dont realy want publish here for all to see , no offence,
however it is obviously away from the city country land,but low lying with regard to heat and me coping with that,and that id be living close to her family, if we decide to live there she will have a house built for us, if not she suggest more elevated land which means buying and it costing more, but it will be cooler more bareable for me,she will not buy untill we know if i can cope my 6mths 1 year trial period,this is her 1st choice, 2nd choice she will come live in uk with me but it is not what she realy wants,here she may have to work and me i will have to,, in philipines we can both retire,travel a little and enjoy life,i live in a village here now, i have lived in the suburbs of a city for most my younger life, neither brenda or i wish to live in a busy city as manila, but not too far away either, these choices are individual but good we agree the same,. im here looking for advice and encouragement, its a surprise and is good to see i have influenced some courage for you, i do hope so :) thanks again to you, keep in touch, stewart

[imagine]

:) thanks much appreciated, any time if you have more advice or think of something i should know , its welcomed , stewart

[Terpe]

Stewart, I fully understand you do not want to publish too much on a very public forum.
That's fine. My only info for you is to recognise the special needs you may have in connecting to adequate services.
Concerning the heat and more importantly the humidity, this is really a question of two things, firstly design and technolgy, secondly energy costs. Energy (electricity) is very expensive in Philippines. Do some lateral thinking on how to best utilise energy and best utilise design to achieve the comfort levels you need to minimise the effects and discomforts of humidity etc. It has all been done before and can be done for you.
Just continue to do your research and don't be put off by any mis-information you may recieve.

[imagine]

i been reading through posts, i saw something which proded my attention, but cant seem to find what would be required of me in regard of this,that is in my position of not being employed,
spouse visa, on the assumption , i do get married in phillipines, then decide i need to come back to uk bringing my wife, what is required of me to get her visa,
i will still have my own house though it may still be getting rented in which case il need to rent somewhere,
i do not have a job now and wont have if i return here, my income will be rental from my house, here il list the following what i think is a plus or a minus, please correct me or point out any problems, i think not being employed will be a minus, but will any pluses make up for this ?
(1/ married in philipines + ? ,) (2/own my own property in uk + ?,)(3/the income from my rented property + ?,) (my mortgage paid up or almost paid up + ?,)(reasonable savings + ?,)(my philipine wifes savings ect + ?? ) ,,,,,,,, ( if on returning my house will not be earning rental income, if me and my wife require to live in it - ? )( alternativly my house could still be rented still producing income + ? ) ( but i would need to rent somewhere - ? ) with these pluses would i still be required to work in order to get my wife that visa ? and are the requirements the same to get her the passport after 3 years ? if not i might be stuck in the philipines or at least have to leave my wife there , not good, think iv covered my pluses and minuses, please anyone see any fault view on this , anything iv missed that would be required , please put me right, thanks , stewart, why does it all have to be so complicated lol
ps, i been looking again further into posts regarding spouse visas,
income requirements ect to prove being able to support the spouse, can her savings ,earnings ect be used for this evidence can she show that she can provide the required amounts herself, and how long does it need to cover for 6 months ? if showing enough savings to provide for six months from both our accounts, would this mean im not required to work in order to get this visa ?

[imagine]

just leaving an update on my progress, but first of all i want to say how interesting reading the different posts,threads, some quite heart wrenching and and others with happy news, the anticipation of those of you waiting for your marrage/engagment visas ect,i cant help but feel for all of you wether it good or bad,
i think at some point,il write in the blog section mine and brendas love story perhaps a chapter at a time, so far its been a hard time,dissapointments canceled meetings right from the start, 1st we was to meet but due to brendas family commitments our meeting was delayed,Just after that i was diagnosed with cancer,started treatment jan 2010,almost a year very ill from the treatment,Brenda tried to get a visa in israel to come see me, but dissapointment prevailed yet again,Its only 4 months ago i knew i was now well enough to travel and my flight now booked to spend 2 weeks over xmas with brenda,then brenda got ill a few weeks before my flight,so we agreed to delay for another 4 weeks, brenda gave up work due to being ill,her work visa ran out and she wasnt allowed to extend it,she did tell me there was a problem, but being the male i am i wasnt listning, all i wanted to see was to meet her this time and nothing was going to stop me, mmm how wrong i was,It seemed it became urgent for brenda to leave israel,we talked it over and decided to cancel again, so that she could get back to philipines asap.Again brenda fell ill and not able to travel back home, Now wishing id still gone, brenda says she will get a tourest visa to come see me and help me prepare to be ready to travel to philipines together,but looks like as im told its a lottery,on the other hand im not sure she should because of her health, Im working on repairs and upgraids to my house preparing to rent,slow going these days, not being as fit as i was,i dont yet feel i have gathered all the info i need to know,but the 1st i guess is the simplest go as a visiter/tourest,extend my 21 day visa, All being well we get married,, i know whats the rush lol, i could extend the visa again, to give more time,we both will know better once we meet, though we both feel sure now,so im gathering info on marrage in phil. Just incase my health needs to bring me home, i wish for brenda to come with me as my wife, but unsure if it would be allowed based on no job,, only my house, and what property and savings brenda has and myself to prove 6 months at least to not need any support , other than our own capital.Sorry i hadnt intended to rattle on this much, i guess im just taking my mind off knowing brenda is ill and i cant be with her yet at this time. April is my goal for philipines, as i say im busy preparing my house, soon as i can il check all the info iv been collecting, maybe i can post a checklist,i know you all be kind enough to check it for me when i do, well i hope so lol , god bless you all , i hope your dreams your hopes become your reality as do i , what a wonderfull site this is, stewart :)

[grahamw48]

I wish you all the good luck in the world Stewart.
Sounds like you're part of the way down a long road.:)

Take it one step at a time.

House ready first, then I'd take that trip to the Phils to see your loved one.

Don't worry at all about YOUR visas in the Phils. Very easy to extend.

I got married in Pasay City Hall in Manila, once I'd got the required documents together.
That was 20 years ago, but I think it is still likely to be easier to bring your lady in on a spouse visa. Remember to keep correspondence between the two of you, and of course plenty of photos of you together, and with her family.

Again....best of luck. :xxgrinning--00xx3:

[imagine]

thanks graham, i hope i wont need to return, only for visits home,i see your north yorkshire,im originaly from west yorks , 2 very beutiful parts of uk ,
have almost 2 years corrospondance up to now :-)

[grahamw48]

My 'home' town is Pontefract....common as muck. :icon_lol:

I've lived in York on and off since the age of 15 though.

[imagine]

mine was shipley, (sheep on the lee) bradford, just a stones throw from fantastic views and countryside, and i know north yorkshire has some stunning sights to be seen,, but the towns the city the people its changed so much i would never return,
and this north east corner peterhead (aptly named the boo toon) yes cold wet windy, again a good day out in the car, theres avimore, the lochs check out nessie, beutiful beaches 10 minutes drive, they look tropical , fine white sand, but cold wet and windy, a beach walk get you sandblasted lol

[grahamw48]

Aah...know Shipley well. :)

I used to be a rep' for Rothmans cigs, and that was part of my territory.

My sister lived in Aberdeen for 20 years, and I used to go ski-ing in Aviemore.

A couple of years ago I took my son camping up near Perth (Loch Tay). We went up via Edinburgh and returned via Glasgow (where I also once worked 'on secondment' with Rothmans.)

Naturally we passed alongside Loch Lomond on the way down. :)

Couple of pics:

Loch Tay.
.
http://img51.imageshack.us/img51/8031/campingscotland2008005.jpg

.
My boy... learning the art of making a camp fire: :)

http://img14.imageshack.us/img14/2636/campingscotland2008002.jpg

.
Loch Lomond:
.
http://img717.imageshack.us/img717/3494/campingscotland2008008.jpg

[Rosie1958]

.............. At the age of 56, it's worth bearing in mind that hospital treatment abroad is extremely expensive ... whereas here in the UK there's our world-renowned NHS to fall back on - even in the worst-case scenario. :xxgrinning--00xx3:

Hi Stewart ....... I just wanted to echo Arthur's advice here. My brother was unexpectedly hospitalised at a private hospital in the Philippines for 10 weeks last year, receiving treatment for Acute Disseminating Encephalomyelitis. He didn't have medical insurance and the cost of the treatment and hospitalisation amounted to just short of 3 million pesos ......... £42k. :yikes: He was then transported back to the UK for ongoing medical care at a cost of US$66k (about £40k). In your circumstances, I would implore you to think very carefully about leaving the UK and giving up your house as you will not qualify for treatment under the NHS unless you can prove residency or return with the intention of permanently living in the UK.

[gWaPito]

Hi Stewart, Rose brought up a good point. I will bring up the subject of life insurance. Unless you have a permanent address, like Rose said, you wont have any insurance at all. Im thinking of the children you already have that love you and will be worried sick about you. Its worth thinking about Stewart. I would not dwell too much on the detail at this stage, just have a great time! God be with you Stewart :xxgrinning--00xx3:

[keithAngel]

Imagine my advise strongly as possible wouls be to rent your house and go to the Phils If you live with your lady for a year and therefore dont have any rent to pay you should have at least £500 a month to add to your joint expences around 35000 piso a Doctor doesnt earn that and its 3 times what a good teacher earns

After a year you should know where you are and if this is what you want the visa renewals will cost around 24,000 a year and you could after the first year take a short break either in the UK to get a check up or Hong Kong When you rearrive you can start the visa year again

If this is what you want you can consider your joint plans but if I where you I wouldnt sell the house any time soon :xxgrinning--00xx3:

Have £3-4 k available for emergancies on a credit card

[imagine]

nice photos graham, thanks Rosie sorry to hear of your brothers illness, gWaPito,Keith, yes that amount of medical costs is quite concerning,medical insurance proberly be too expensive to cover existing conditions , if able to get cover at all, with all the previouse advice you all gave me i had decided that i would not sell my house at all,its a good sorce of income, emergency collateral, and my bridge back to uk if needed,
thank you all:)
stewart

[Jimbojac]

Best of luck Stewart!
I have been reading a lot of the replies that have been given to you and they seem well thought out.
The majority of Filipinas are very loving, caring and warm and once you have experience there you will easily understand why they make the Worlds best nurses.
You will be pleasantly suprised how well you can live there on a very modest budget.
Do keep your house here as its your security for the future but also live with the daily attitude " Carpe et diem" Seize the day! An amazing book, a huge best seller is called "The Power of Now" by Eckhart Tolle. It changed my life and is very relevant to many of the things that have happend / are happening to you.
Have a great Weekend Mate!

[imagine]

thanks Jimbojac, the replies iv had are peices of gold, much appreciated, and are now my considerations in my plans,
sounds like the kind of book i would read :ReadIt:

[stevewool]

go go stewart, :xxgrinning--00xx3:

[Rosie1958]

Absences from the UK may affect your entitlement to free NHS treatment, so please do have a look at the list below.

WHO CAN RECEIVE ALL NHS TREATMENT FREE OF CHARGE:

Some people from abroad can receive all NHS hospital treatment free of charge. If you are entitled to free NHS hospital treatment, your spouse, civil partner and dependent child(ren) will also be able to receive free treatment, but only if they live with you permanently in the UK.

You can receive free NHS hospital treatment if you:-

•have been living legally in the UK for at least 12 months when you seek treatment, and did not come to the UK for private medical treatment. Temporary absences from the UK of up to three months are ignored
•have come to the UK to take up permanent residence, for example, if you are a former UK resident who has returned from abroad, or if you have been granted leave to enter or remain as a spouse
•have come to the UK to work, either as an employee or self-employed person. This does not include people on short business trips
•normally work in the UK, but are temporarily working abroad, have at least 10 years continuous residence in the UK, and have been abroad for less than 5. However, if you are studying abroad you are not entitled to free NHS treatment
•are receiving a UK war disablement pension or war widows’ pension
•are an asylum seeker or have been granted exceptional leave to remain or refugee status. Proof of your immigration status from the Home Office may be required. In England and Scotland, if you're refused asylum, you do not have the right to free treatment if you have temporary admission. However, if you're a failed asylum seeker who was receiving a course of treatment, that course of treatment should continue until it is finished without you being asked to pay for it. In Wales, there are plans to change the rules and you might get free treatment. If you’re asked to pay, get advice about how to challenge the charge
•have been identified as having been trafficked from abroad or are believed to have been trafficked from abroad
•are imprisoned in the UK or detained by UK immigration authorities
•are a UK state pensioner who spends up to six months a year living in another European Economic Area (EEA) state, but are not a resident of that state
•are working in another EEA country, or in Switzerland, but are paying compulsory UK national insurance contributions
•are a student following a course of study which lasts at least six months, or is substantially funded by the UK government

When making enquiries for my brother, I was informed that the NHS hospital would charge £500 per night if he left the UK at any time following his treatment .

Good luck with your plans Stewart, I just wanted to make you aware of the implications of leaving the UK so that you can ensure that you have all eventualities covered. :xxgrinning--00xx3:

[imagine]

thanks for that Rosie, i read it over 3 or 4 times,
a little confusing , but i read it as , iv always lived in uk so that covers me for living 10 years continuous residence in the UK, and have been abroad for less than 5. (that as long as i come back to uk just short of every 5 years il be ok ?)

[Rosie1958]

Sorry if it's confusing Stewart, I copied the advice from the Citizen's advice bureau website. As I see it from this advice, it appears that you have to be living in the UK for a continuous 12 months before you seek treatment to qualify for free NHS treatment. If you leave for periods of longer than 3 months, it appears that you may not qualify.

[ampy]

Hi Steward,if you are thinking about the climate in the philippines,you may aswel l look at the place in tagaytay or Baguio city,they will have loads of house for rent there and climate is a lot cooler,I think its about time to see your lady and enjoy while you can,if you dont doubt her at all,just rent your house in the uk and leave on its rent money,it wont cost very much there,it will also help you both a lot to get a a visa if you own a property in the uk.I have been there,been in a situation as you and your gf,my husband was a lot older than me and if it is a mistakes being with me he said he will do it again and again and again.Good luck,and dont keep her waiting for much longer...

[Terpe]

.....but i read it as , iv always lived in uk so that covers me for living 10 years continuous residence in the UK, and have been abroad for less than 5. (that as long as i come back to uk just short of every 5 years il be ok ?)

:Erm:

Stewart, please read again.

Also read this:-

Anyone who is deemed to be ordinarily resident in the UK is entitled to free NHS hospital treatment in England. “Ordinarily resident” is a common law concept interpreted by the House of Lords in 1982 as someone who is living lawfully in the United Kingdom voluntarily and for settled purposes as part of the regular order of their life for the time being, with an identifiable purpose for their residence here which has a sufficient degree of continuity to be properly described as settled.

Anyone who is not ordinarily resident is subject to the National Health Service (Charges to Overseas Visitors) Regulations 1989, as amended. These regulations place a responsibility on NHS hospitals to establish whether a person is ordinarily resident; or exempt from charges under one of a number of exemption categories; or liable for charges.

[Rosie1958]

Hi

Just found the advice given to me by the hospital that treated my brother:-

Who is eligible for free NHS treatment?
The rules about free NHS treatment are very complex and we advise our staff not to try to guess but to ask us if they are in any doubt. There are groups of people for whom treatment is always free, groups for which certain types of treatment is free and groups for which all but the most emergency treatment must be paid for by themselves or by insurance.

In brief - as a general guide only:

Hospital treatment is free to people who 'ordinarily live in the UK'. If you do not normally live in the UK, you might be asked to pay for any treatment you might need - this is regardless of whether you are a British citizen or have lived or worked here in the past.

There is a long list of people who are entitled to free treatment - typically you must prove 12-months of residency but there are exemptions based on employment, country of residence or education etc.

We are allowed to ask for evidence to support eligibility.

All treatment given in the Emergency (A&E) Department is free.

Any patient who attends a consultant's clinic or who is admitted to hospital, whether as an emergency (including admission via A&E) or otherwise, will be liable to pay charges unless they are eligible for free NHS treatment.

If more extensive treatment is needed after an emergency, which might require payment, we will discuss this with patients/relatives first. We try to be sensitive to circumstances and will wait until it is a good time to speak with them.

People who have certain infectious diseases (on the Communicable Disease list) are eligible for some free treatment. These people tend to be treated in our genitourinary medicine clinic or infectious disease inpatient areas. Note treatment for HIV/AIDS is excluded - only first diagnosis and associated counselling sessions are free.

For up to date information about eligibility for free NHS treatment, see the Department of Health 'Overseas visitors' website: www.doh.gov.uk/overseasvisitors/

[ampy]

when you get married she can always get a 24 hours visa to get to the uk,your our medical treatment will be your reason to get her in the uk,employed or not,but she will not allowed for any public funds,as long as you pay your contribution to the uk,even you are not in the country for 15 yrs,you should still get it,but they rather you are not absent for that long period.I got 24 hrs visa,husband got free NHS treatment,not emloyed ,penny less,absent for 15 yrs and leave abroad,no house in the uk,so you are in better deal...you have a house here in the uk.treatment

[imagine]

thanks Rosie, i think i may need to do some research there,it seems a little conficting in itself and not that i dont believe yourself with that info, but i find it hard to digest that a uk born citizen paying national insurance all his lfe, can only live abroad for 3 months then after which loose his/her entitlement,that he/she has worked for and contributed,
i have another question also with regard to health and private fees, Q, if i fell ill and was hospitalised in philpines, if i was unable to finance the bill,either by cash,cheque,insurance,credit card,and a sale of my property,still wouldnt cover the total, bear in mind i will be married to brenda,, if i cant pay does the law make brenda responsible for my outstanding bill, and vise versa ?
for less major health matters brenda has a private insurance,which she tels me allows her spouse to be covered at no extra cost on her policy, also she believes if i couldnt imediatly finance my medical charge that she could guarentour me

[JimOttley]

Sorry if it's confusing Stewart, I copied the advice from the Citizen's advice bureau website. As I see it from this advice, it appears that you have to be living in the UK for a continuous 12 months before you seek treatment to qualify for free NHS treatment. If you leave for periods of longer than 3 months, it appears that you may not qualify.

So you pay into the system for 40 years hardly if ever use it, take a three month break and you're cast to the wolves :NoNo: great system we have in the UK :NoNo:

Thank god the pension system doesn't work like that (yet).

[JimOttley]

thanks Rosie, i think i may need to do some research there,it seems a little conficting in itself and not that i dont believe yourself with that info, but i find it hard to digest that a uk born citizen paying national insurance all his lfe, can only live abroad for 3 months then after which loose his/her entitlement,that he/she has worked for and contributed,
i have another question also with regard to health and private fees, Q, if i fell ill and was hospitalised in philpines, if i was unable to finance the bill,either by cash,cheque,insurance,credit card,and a sale of my property,still wouldnt cover the total, bear in mind i will be married to brenda,, if i cant pay does the law make brenda responsible for my outstanding bill, and vise versa ?
for less major health matters brenda has a private insurance,which she tels me allows her spouse to be covered at no extra cost on her policy, also she believes if i couldnt imediatly finance my medical charge that she could guarentour me

I can't advise on the insurance side Stewart but I can tell you that some hospitals will physically detain you until the bill is paid, this is officially illegal but it does happen.

When I was checking my partner out of hospital when our daughter was born, I was a bit short of cash as she gave birth the day I arrived, they wouldn't let us out till I had paid the bill.

The bill was in two parts the hospital fee's could be paid by credit card but one of the consultants demanded her fees be paid in cash, so I had to run round trying to find an ATM that my card would work in, they have ATM's in the hospitals near teh cash desk for exactly this purpose :) but I had a bit of trouble that day, we got out eventually though.

My son and partner have also been hospitalized a couple of times and on both occasions it was clearly awkward trying to get them back out, plus it's not like here where they want the bed empty as soon as possible, over there they will come up with any excuse to extend your stay and increase your fee :)

I have also heard of people having problems even getting in to a hospital without being able to show they have the means to pay, but they usually assume a westerner will be able to cover their costs.

[imagine]

Hi Steward,if you are thinking about the climate in the philippines,you may aswel l look at the place in tagaytay or Baguio city,they will have loads of house for rent there and climate is a lot cooler,I think its about time to see your lady and enjoy while you can,if you dont doubt her at all,just rent your house in the uk and leave on its rent money,it wont cost very much there,it will also help you both a lot to get a a visa if you own a property in the uk.I have been there,been in a situation as you and your gf,my husband was a lot older than me and if it is a mistakes being with me he said he will do it again and again and again.Good luck,and dont keep her waiting for much longer...

thanks ampy,brendas place is leyte,if we stay there , we will have no outlay, if on the other hand the climate is uncomfortable for me brenda has suggested that we can find somewhere nice in higher elevation,where she says it will be more comfortable for me, i know that she will look after me and my needs,i like your bit about your husband and if a mistake , thats nice :)

[imagine]

Thanks Terpe, i find it most unfair, when i know for certain many , shall i say ethnic groups dont seem to these problems, seem to come and go gt treatment just as they like, think il turn muslim a polish my skin with boot polish , ggggrrrrr

[imagine]

when you get married she can always get a 24 hours visa to get to the uk,your our medical treatment will be your reason to get her in the uk,employed or not,but she will not allowed for any public funds,as long as you pay your contribution to the uk,even you are not in the country for 15 yrs,you should still get it,but they rather you are not absent for that long period.I got 24 hrs visa,husband got free NHS treatment,not emloyed ,penny less,absent for 15 yrs and leave abroad,no house in the uk,so you are in better deal...you have a house here in the uk.treatment
thanks again ampy :) did you mean you got a visa within 24 hours or the visa was only for a period of 24 hours ?

[ampy]

oh thanks ,,,i hope i can be more help,i m sure you will be ok,it is a very nice place and a lot clean air,surely she will look after you,just follow what your heart say, be happy,,,stop worrying and enjoy!:xxgrinning--00xx3:

[ampy]

no ,i got the visa after 24 hrs of submitting my application, that is for 6 months multiple entry,they are not allowed to refused it as it is a medical treatment,ofcourse you will need to bring your doctors letter where it will proved you are really ill and nedd treatment asap.

[imagine]

no ,i got the visa after 24 hrs of submitting my application, that is for 6 months multiple entry,they are not allowed to refused it as it is a medical treatment,ofcourse you will need to bring your doctors letter where it will proved you are really ill and nedd treatment asap.

now thats sound more humane , thankyou, may i ask a little more of that, which is,,,, doctors letter ,, a doctor in philipines? then letter submitted to british embasy for visa in philpines ? to enable you to travel to uk at same time?

[imagine]

I can't advise on the insurance side Stewart but I can tell you that some hospitals will physically detain you until the bill is paid, this is officially illegal but it does happen.

When I was checking my partner out of hospital when our daughter was born, I was a bit short of cash as she gave birth the day I arrived, they wouldn't let us out till I had paid the bill.



The bill was in two parts the hospital fee's could be paid by credit card but one of the consultants demanded her fees be paid in cash, so I had to run round trying to find an ATM that my card would work in, they have ATM's in the hospitals near teh cash desk for exactly this purpose :) but I had a bit of trouble that day, we got out eventually though.

My son and partner have also been hospitalized a couple of times and on both occasions it was clearly awkward trying to get them back out, plus it's not like here where they want the bed empty as soon as possible, over there they will come up with any excuse to extend your stay and increase your fee :)

I have also heard of people having problems even getting in to a hospital without being able to show they have the means to pay, but they usually assume a westerner will be able to cover their costs.


lol, im laughing but i guess its not realy funny,what they do to detain you, drug you up lol, but seriosly thanks its good to know this before hand, thanks ,,jim

[ampy]

yeas sure, my husband had chemo in the phils, so the doctors advices is to go back to uk to seek more help,she gave us a letter that said he need a medical treatment soon as possible, took it to the embassy and with the application ,got my visa after 2 days,and off to uk same week,just be honest with all the answer, you ll be ok!

[JimOttley]

lol, im laughing but i guess its not realy funny,what they do to detain you, drug you up lol, but seriosly thanks its good to know this before hand, thanks ,,jim

Have you ever been in the Philippines Stewart? :)

There are armed guards at the door of every reasonable sized office, shopping mall, government building, hospital, at the hospitals you have to produce your permission to leave to the armed guard at the door.

Never tested what would happen if you tried to ignore the guards and don't really want to try :D

[Tawi2]

if i cant pay
Several years ago the british tabloids carried a story,brit guy went to pinas with wife,hadnt taken out holiday insurance,was hospitalised due to an unfortunate accident,hadnt the cash to cover the bill with him,was "detained" till his family came up with the ££££

[imagine]

thank you ampy, for me it was the chemo that made me very ill, i never felt anything from the cancer, i am lucky my cancer was one of the best to have for treatment success, i had a very bad time but im good now, thanks to all the prayers and love i recieved from friends family brenda and her family,and i had a very good reason to fight :) and i so want to be with her soon,
knowing what i went through ,i sincerily hope your husbands health is in good recovery, god bless you both :)

[imagine]

Have you ever been in the Philippines Stewart? :)

There are armed guards at the door of every reasonable sized office, shopping mall, government building, hospital, at the hospitals you have to produce your permission to leave to the armed guard at the door.

Never tested what would happen if you tried to ignore the guards and don't really want to try :D

you can guess iv never been , is it a good idea to carry my own toilet roll :laugher:

[JimOttley]

you can guess iv never been , is it a good idea to carry my own toilet roll :laugher:

:D yes!

[imagine]

Several years ago the british tabloids carried a story,brit guy went to pinas with wife,hadnt taken out holiday insurance,was hospitalised due to an unfortunate accident,hadnt the cash to cover the bill with him,was "detained" till his family came up with the ££££

sounds harsh, and is there a charge for each day your detained on top of the bill

[JimOttley]

you can guess iv never been , is it a good idea to carry my own toilet roll :laugher:

Or if you have just been to a nice restaurant nick some of their spare tissues or serviettes for later, every restaurant has copious amounts of tissues on the table for free, for wiping the rim of your San Mig Beer or wiping the sweat from your brow, yet hardly any provide a decent toilet roll :D

Seriously if they did it would vanish quicker than you could cross your legs :D

[JimOttley]

sounds harsh, and is there a charge for each day your detained on top of the bill

Yeah that was my point they will charge you the same rate as they were charging you for the room before you tried to leave :D all very civilised they might even try to give you some extra treatment as well whether you need it or not :laugher:

[Arthur Little]

Have you ever been in the Philippines Stewart? :)

There are armed guards at the door of every reasonable sized office, shopping mall, government building, hospital, at the hospitals you have to produce your permission to leave to the armed guard at the door.

:doh ... don't I know it?! Last time I was there, I extended my stay from 3 weeks to 3 months - and ran out of hearing aid batteries. Visits to local pharmacies proved fruitless ... and, in desperation, I ended up going along to Tagum Doctors' Hospital, where - to my utter astonishment :yikes: - it turned out to be possible to buy GUNS on the ground floor of the building ... but not batteries for hearing aids!!

Happily ... I was eventually able to purchase a supply in a specialist store known as 'Battery Kingdom' located in Davao City. And the staff even presented me with a fancy Chinese wall-calendar - complete with gold-embossed dragon motifs - in appreciation of my custom. :)

[Arthur Little]

is it a good idea to carry my own toilet roll :laugher:

Definitely, Stewart ... things like bog roll - that westerners tend to take for granted - aren't a regular commodity in public loos over there; I kid you NOT! :nono-1-1:

[Terpe]

......to my utter astonishment :yikes: - it turned out to be possible to buy GUNS on the ground floor of the building ... but not batteries for hearing aids!!.....

:icon_lol::icon_lol::icon_lol:
Only in da Philippines :icon_lol::icon_lol:

Nice story Arthur.:xxgrinning--00xx3:

[Terpe]

sounds harsh, and is there a charge for each day your detained on top of the bill

Stewart, think positive. Go. Enjoy. Be happy. :xxgrinning--00xx3:

[imagine]

Definitely, Stewart ... things like bog roll - that westerners tend to take for granted - aren't a regular commodity in public loos over there; I kid you NOT! :nono-1-1:

if i take my own loo roll maybe i can trade them for treatment :action-smiley-081::laugher:

[Arthur Little]

Never tested what would happen if you tried to ignore the guards and don't really want to try :D

Security guards in the Phils tend to be puny wee "craturs" ... maybe that explains why they're armed! Yet, usually they are the only guys you'll see wearing neckties ...

[Arthur Little]

Yet, usually they are the only guys you'll see wearing neckties ..

:rolleyes: ... albeit presumably of the clip-on kind ... for safety reasons.

[stevie c]

Definitely, Stewart ... things like bog roll - that westerners tend to take for granted - aren't a regular commodity in public loos over there; I kid you NOT! :nono-1-1:
THATS IS VERY TRUE ARTHUR & DONT I KNOW IT:doh

[imagine]

:rolleyes: ... albeit presumably of the clip-on kind ... for safety reasons.

mmmmmm which i wonder is most lethal gun, andrex , clip-on neckties or puny wee Security guards, :xxaction-smiley-047

[grahamw48]

Can't remember if paper was supplied here...maybe to members. :)
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http://img820.imageshack.us/img820/9463/honkongandphils032.jpg

[Terpe]

Can't remember if paper was supplied here...maybe to members. :)
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http://img820.imageshack.us/img820/9463/honkongandphils032.jpg

It's still funny to me anyway:icon_lol:
Another good photo Graham, may there be many more to come:icon_lol:

[Tawi2]

Never loiter around public toilets with a camera at hand :cwm24:

[Terpe]

Tawi2, your avatar suggests you may have put on some weight since leaving Phils:D

[imagine]

at least they look clean

[Tawi2]

Well,I have :bigcry: But at the moment I am waiting to see if a job is coming up with a mate in africa,if not I am offski again SOON :) and I always lose any excess avoirdupois in pinas :)

[Arthur Little]

:icon_lol::icon_lol::icon_lol:
Only in da Philippines :icon_lol::icon_lol:

:icon_lol: ... :iagree:


Nice story Arthur.:xxgrinning--00xx3:

:xxgrinning--00xx3: ... thanks, Terpe.

[JimOttley]

Stewart, think positive. Go. Enjoy. Be happy. :xxgrinning--00xx3:

I agree Stewart, in spite of what I a said about the hospitals I would go for it too in your shoes!

[gWaPito]

When in Rome do as the Romans do. I find not using loo paper is much cleaner anyway, better to keep your finger nails short though.The big plus is, you can year the same underpants on for a week or so, depending how fussy you are. Same with the food, i eat what they eat apart from severed hand (squid)

[imagine]

I agree Stewart, in spite of what I a said about the hospitals I would go for it too in your shoes!

Thanks Terpe,, thanks Jim, needed that, iv no worries doubts about my lady at all,happy to marry,happy to trust,
but the hospital thing, is proberbly the only put off i struggle with, ok i got some savings credit card,if more extreme expense my house,
brenda thinks hospital will accept regular payments,providing i have income, but i dont know for sure, and that they would accept her to guarenter me,, what would concern me is if brenda being my wife would end up in massive debt,and or my daughters in uk, thats what i fear, i know brenda would as her second choice come live with me in uk, but hey philipines i wanna go for it, 12 months at least, not a bad risk

[imagine]

there was nothing worse than izal,,(like grease proof paper):action-smiley-081:, even came with a warning,,,,, now please wash your hands ,,,,

[Tawi2]

12 months at least, not a bad risk
If you dont go you wont know,lifes a risk anyway whatever you do,its a shallow life lived without any scars as the old saying goes,give it a shot ;)

[imagine]

If you dont go you wont know,lifes a risk anyway whatever you do,its a shallow life lived without any scars as the old saying goes,give it a shot ;)

thanks Tawi, im packin mi bags :xxgrinning--00xx3: and the loo roll

[imagine]

When in Rome do as the Romans do. I find not using loo paper is much cleaner anyway, better to keep your finger nails short though.The big plus is, you can year the same underpants on for a week or so, depending how fussy you are. Same with the food, i eat what they eat apart from severed hand (squid)

its cleaner providing you not got the runs :action-smiley-081::NoNo::laugher:

[JimOttley]

Thanks Terpe,, thanks Jim, needed that, iv no worries doubts about my lady at all,happy to marry,happy to trust,
but the hospital thing, is proberbly the only put off i struggle with, ok i got some savings credit card,if more extreme expense my house,
brenda thinks hospital will accept regular payments,providing i have income, but i dont know for sure, and that they would accept her to guarenter me,, what would concern me is if brenda being my wife would end up in massive debt,and or my daughters in uk, thats what i fear, i know brenda would as her second choice come live with me in uk, but hey philipines i wanna go for it, 12 months at least, not a bad risk

You are old enough to retire early Stewart, did you not build up any private pension rights over the years? If you have got some private pension savings you will get a much better annuity rate than most folk even with retiring early because of your medical history.

Also remember that in this market houses in the UK can't be disposed of quickly probably much better to rent it out and if worst came to the worst use the rent to pay your medical bills in the Phils, the one benefit is that medical treatment can be a lot cheaper in the Philippines.

[imagine]

You are old enough to retire early Stewart, did you not build up any private pension rights over the years? If you have got some private pension savings you will get a much better annuity rate than most folk even with retiring early because of your medical history.

Also remember that in this market houses in the UK can't be disposed of quickly probably much better to rent it out and if worst came to the worst use the rent to pay your medical bills in the Phils, the one benefit is that medical treatment can be a lot cheaper in the Philippines.

Hi jim, up to 25 yrs old i did very well being a plumber and the building trade property ect, had a beutiful big victorian house,but you know it hapens to more than just me my x made sure i had nothing, except 3 daughters who i dedicated my time to bringing them up, i worked part time to fit in to be home when they left for school and when return home, i never regained what i had, it took a long time, to aquire this modest 2 bed house i have now, had one further gf took me to cleaners a little too,, no never got a private pension going, shame, i belive if im right,my goverment pension wont be released untill im 65, the thing is do i keep paying a minimum voluntry payments to keep it good while im away , my house originaly i would have sold,but for brenda tell me not to, and the advise not to here too, i will rent it , brenda doesnt need any money from me , though id insist, at worst the rent will be almost fully available and accumalate for emergencies flights to and from phil ect,

retire yes this is my intention by living in phil i can do this, iv been off work ill for over a year now i dont want to return to the struggle,

[JimOttley]

Hi jim, up to 25 yrs old i did very well being a plumber and the building trade property ect, had a beutiful big victorian house,but you know it hapens to more than just me my x made sure i had nothing, except 3 daughters who i dedicated my time to bringing them up, i worked part time to fit in to be home when they left for school and when return home, i never regained what i had, it took a long time, to aquire this modest 2 bed house i have now, had one further gf took me to cleaners a little too,, no never got a private pension going, shame, i belive if im right,my goverment pension wont be released untill im 65, the thing is do i keep paying a minimum voluntry payments to keep it good while im away , my house originaly i would have sold,but for brenda tell me not to, and the advise not to here too, i will rent it , brenda doesnt need any money from me , though id insist, at worst the rent will be almost fully available and accumalate for emergencies flights to and from phil ect,

retire yes this is my intention by living in phil i can do this, iv been off work ill for over a year now i dont want to return to the struggle,

I think you will miss the old 65 rule, you might be borderline, I was expecting 65 but they changed the rules recently

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_4017919

from 2018 they increase the age to 66 :angry: it applies if you were born between 6 April 1953 and 5 April 1960.

I can well understand that you never got round to getting a pension under the circumstances. Me I have a little saved but it's not going to be enough to retire on early, lost my business and home the other year so I can sympathise a lot :(

[imagine]

I think you will miss the old 65 rule, you might be borderline, I was expecting 65 but they changed the rules recently

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_4017919

from 2018 they increase the age to 66 :angry: it applies if you were born between 6 April 1953 and 5 April 1960.

I can well understand that you never got round to getting a pension under the circumstances. Me I have a little saved but it's not going to be enough to retire on early, lost my business and home the other year so I can sympathise a lot :(

well whats past is past,onward and upward as they say,
ouch!! ,,robbed by a year, and by our corrupt govermont ,
and the cost of living keeps going up, soon that will balance out any medical costs,

[grahamw48]

I'm going to teach English in China when my boy goes to Uni' in 18 months...6 months on/6 months travelling Asia.

To hell with being 'old'. :rolleyes:

You're a long time dead.

[imagine]

I can't advise on the insurance side Stewart but I can tell you that some hospitals will physically detain you until the bill is paid, this is officially illegal but it does happen.

I have also heard of people having problems even getting in to a hospital without being able to show they have the means to pay, but they usually assume a westerner will be able to cover their costs.

back to medical costs,, i was wondering if medical insurance might be cheaper if taken out in phil, rather than a uk ins company

[imagine]

I'm going to teach English in China when my boy goes to Uni' in 18 months...6 months on/6 months travelling Asia.

To hell with being 'old'. :rolleyes:

You're a long time dead.

sure are a long time dead , life is for living , we have been relatively a lucky generation, no world war , no conscription, the wealth sprung in the 60s, many advancments for us,

[JimOttley]

back to medical costs,, i was wondering if medical insurance might be cheaper if taken out in phil, rather than a uk ins company

It would be, as the cost of treatment is generally lower but you probably won't be able to get it given your history, same as here that way :(

[JimOttley]

well whats past is past,onward and upward as they say,
ouch!! ,,robbed by a year, and by our corrupt govermont ,
and the cost of living keeps going up, soon that will balance out any medical costs,

Yes it's a lot of money to have taken away in one fell swoop, 5 grand in today's money for a single man roughly.

The only good thing is that folk our age fully qualify already as we only need 30 years contributions.

[grahamw48]

I'm looking forward to retirement, and plan to use what the ex left me with, plus the generous govt. pension by taking to the open road...free as a bird. :)

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http://img233.imageshack.us/img233/1198/trampinbasket6lf.jpg

[imagine]

Yes it's a lot of money to have taken away in one fell swoop, 5 grand in today's money for a single man roughly.

The only good thing is that folk our age fully qualify already as we only need 30 years contributions.

the game is,,,, you got to live long enough to collect it , rofl :doh

[imagine]

hey you lucky man :omg:

[gWaPito]

That made me laugh Graham:D I agree, too much caution can really mess up, whats left of your life. I remember watching a film starring Anthony Hopkins, it was about a guy in his later years going to the salt flats in Utah and breaking the land speed record on a Indian motorcycle. What stuck with me was what he said, 'you can live more spending 5 minutes on a motorcycle, than most men live in a life time'. Yes Graham, We are a long time dead!!! As my dear Dad used to say and now finding out!

[grahamw48]

I saw that film the other week too !

Great film...loved it. :xxgrinning--00xx3:

I lost a friend and former work-colleague only about 10 days ago.
He came off the road on the ice in his car late one night, and then it burst into flames.

He was a lovely guy, and only 36 years old.
I'm just waiting for funeral details.

Other friends have died well before their time too.

It makes you think.

But for my responsibility to my son, I'd be adventuring somewhere the other side of the world right now....but I can wait a little longer.

[baby38]

Hi steward,welcome again to the forum,and good news about your health now.i was intending to live in the phills when i retired in sept this when i turned 65,when i first meet my wife about 3 years ago i spent 3 months there to be honest i was got bored,with nothing to do,sure i went for walks every day,sometimes we went touring,however my wife had work,i also sometimes went to work with her,got to meet a lot of nice people,hopeful when you go and live there make certain you have something to keep you busy,as other said the humid heat gets to you,
sure foreigners live there,many start drinking early morning till they drop and age early
the other problem is medical i been to one of their private hospitals,its not up to the same standard of our public hospitals,first of all the nurse said don't sit there there blood on the seat,a young female doctor was coughing,dint not put her hand over her mouth,lucky for me her boss family owned the hospital so it only cost little money.
The cost of the medication shocked me the cost of a month blood pressure tables here in australia costs me $5.60 a month that's being on a pension,normal price $19.00, the cost in the phills $72.00 that more than a lot of people in the phills earn a month,i would say if you do decided to stay in the phills have a good hospital lined up in cebu or manila .
And sorry if i sound negative steward the first time i went over to the phills the woman i was speaking with for a long time said she had land a business etc , got a shock it was all lies,all she was interested in was money and plenty of it,and please i know you are a careful man don't rush into marriage take your time,ask questions observe,i been to the phills had one bad marriage ,and also one relationship there, again be careful.sorry if i sound negative here,after all most of us are here in this forum because of bad situations.

[keithAngel]

Absences from the UK may affect your entitlement to free NHS treatment, so please do have a look at the list below.

WHO CAN RECEIVE ALL NHS TREATMENT FREE OF CHARGE:

•have come to the UK to take up permanent residence, for example, if you are a former UK resident who has returned from abroad,

thats the key bit:xxgrinning--00xx3:

[gWaPito]

Some commonsense posted by Baby 38 :xxgrinning--00xx3: who has been there and done it. He is right, most of us are on here due to past mistakes, some more than others, me included:NoNo:. Go and just enjoy your holiday Stewart and treat it as such. Remember, not all that glitters is gold. He raised a good point about having something to do out there. After 7 weeks being there, im at that point of pulling my hair out! If I only had any :D. My brother in law is the same. He works in indo so, he's in Phil for a week at a time once every 6 weeks. You need a hobby or a on going project to keep your grey matter happy. Baby 38 mentioned drinking as well, im lucky, I dont partake, my brother in law does much to the disappointment of his wife. They dont have money issues like most of us either. This is all food for thought Stewart, by going what I have read on this thread, its all good info for all all us:xxgrinning--00xx3: i was suprised to read about the medical stuff, about our NHS entitlements or, lack of entitlements if we go live in a non euro country.

[imagine]

thanks gWaPito, yes the nhs entitlements , its a bit of a blow, i do feel like that has thrown a spanner in the works,it all makes your head spin lol

[ampy]

Hi stewrat, youu are very much welcome, i just wish i can more as i have been in that situation you are in now, you are just more lucky as you have a choices ,,,to sell or not to sell,hahahaha! we didnt have choice you see. we just took what was there,and no one to ask any advice from we just see how it will end up and let the natures takes its coarse,did i spell it right???? well you know wot i mean.any more question i am just a click away,takecare and good luck for both of yahhh!!!:Hellooo:

[imagine]

Hi stewrat, youu are very much welcome, i just wish i can more as i have been in that situation you are in now, you are just more lucky as you have a choices ,,,to sell or not to sell,hahahaha! we didnt have choice you see. we just took what was there,and no one to ask any advice from we just see how it will end up and let the natures takes its coarse,did i spell it right???? well you know wot i mean.any more question i am just a click away,takecare and good luck for both of yahhh!!!:Hellooo:

your spellings better than mine ampy, not sure im a stew rat , though :laugher:

[ampy]

:icon_lol: lols, sorry, Stewart :Cuckoo: ,,,,:doh i am not good in spelling i just didnt realized that it is that bad...

[bruneicop]

Hi Stewart,

go for it man as people say treat it as a holiday and have no expectations, go with the the flow.

YOu should receive good income for your house by renting it out. (550 - 600ish a month for Peterhead.........(if you were the Inverurie side of Aberdeen i would have been talking to you more :)

As for the NHS, as you still have a house there you would still get the treatment no problems on your return. (i believe), questions would only really be asked if you were sent back under medical supervision.
I have been none resident for six years now and when i go back I always have a check up at the docs. (andwhats ever needed is covered, (they even let me have one fo those 10 pound prescription things for the 3 months. They wouldnt refuse to treat you on that basis anyway.

on a more light hearted not from some of the posts, i got sent this the other day...

I recently picked a new primary care doctor.


After two visits and exhaustive lab tests, he said I was doing “fairly well” for my age. (I just turned 60.)

A little concerned about that comment, I couldn’t resist asking him, ”Do you think I’ll live to be 80?”

He asked, “Do you smoke tobacco, or drink beer or wine?”

“Oh no,” I replied. “I’m not doing drugs, either!”

Then he asked, “Do you eat rib-eye steaks and barbecued ribs?

“I said, “Not much. My former doctor said that all red meat is very unhealthy!”

“Do you spend a lot of time in the sun, like playing golf, sailing, hiking, or bicycling?” “No, I don’t,” I said.

He asked, “Do you gamble, drive fast cars, or have a lot of sex?”

“No,” I said.

“Then, why do you even give a sh*t?”

[imagine]

thanks,bruneicop, for your words of encouragement, thats correct the rent price its about what i expect, to get,
your opinion on nhs treatment, im sure your right,
the important thing is that i am aware of the possibilitys thanks to everyones advise,
and i know that brenda will look after me,
new primary care doctor,hes got it right too :laugher:

[imagine]

:icon_lol: lols, sorry, Stewart :Cuckoo: ,,,,:doh i am not good in spelling i just didnt realized that it is that bad...

its ok ampy, i was just rat ing about my name :laugher:
in all truth your spelling is far better than many uk born people, i have seen some realy bad, quite sad realy when you see that many never try, wonders if they ever got educated,very noticable too is the use of mobile txt used for normal written comunication, i guess and iv heard it said that english language is hard to learn, i found it easy right from about 1 year old :icon_lol::laugher:

stew rat

[aposhark]

Hi Stewart,

Glad to hear that you have fought your way back to good health.

I am just a little concerned at how quick you want everything to happen.
No matter what you have been through, take time to get what you want.

Enjoy meeting your girlfriend but be careful.
Time is the only real way you will get to know her and also if the Philippines is right for you.

Time will give you so many more thoughts than you are feeling now.

Best of luck.

[Sim11UK]

I am just a little concerned at how quick you want everything to happen.
No matter what you have been through, take time to get what you want.

Enjoy meeting your girlfriend but be careful.
Time is the only real way you will get to know her and also if the Philippines is right for you.

Time will give you so many more thoughts than you are feeling now.


I think we all shared these concerns, but from what my understanding is now, Stewart is giving it a 6 to 12 month shot & taking it from there.
He's had his eyes very much wide opened, with lots of positives & many many more negatives....of course theory & practise, are two different things, but he needs to find this out now, by going.

The main thing is, he hasn't cut his ties with the UK, so if things don't work out, or he can't adjust, he can come home.

But I agree with you, the Philippines isn't for everyone. :)
I'm behind him in this one, whereas with others I wouldn't neccesarily be, because he's taken his time & asked the right questions. :xxgrinning--00xx3: :)

[aposhark]

I think we all shared these concerns, but from what my understanding is now, Stewart is giving it a 6 to 12 month shot & taking it from there.
He's had his eyes very much wide opened, with lots of positives & many many more negatives....of course theory & practise, are two different things, but he needs to find this out now, by going.

The main thing is, he hasn't cut his ties with the UK, so if things don't work out, or he can't adjust, he can come home.

But I agree with you, the Philippines isn't for everyone. :)
I'm behind him in this one, whereas with others I wouldn't neccesarily be, because he's taken his time & asked the right questions. :xxgrinning--00xx3: :)

You're right Sim11UK, your thoughts are helpful and sensible as usual. :xxgrinning--00xx3: Let's all hope everything works out well for Stewart.

I didn't wait long to marry my girlfriend and have been lucky.
I keep my fingers crossed for Stewart; that he falls in love in the same way and enjoys all the romance that a Filipina can give. :xxgrinning--00xx3:

[imagine]

You're right Sim11UK, your thoughts are helpful and sensible as usual. :xxgrinning--00xx3: Let's all hope everything works out well for Stewart.

I didn't wait long to marry my girlfriend and have been lucky.
I keep my fingers crossed for Stewart; that he falls in love in the same way and enjoys all the romance that a Filipina can give. :xxgrinning--00xx3:

thanks aposhark :)

[ampy]

YES it is very hard to learn,i:ReadIt:,, i always get confused and got too many questions,,,starts here!
:Erm: If the plural of tooth is teeth, why isn't the plural of
booth, beeth? One goose, 2 geese. So one moose, two meese?
Is cheese the plural of choose? One mouse, 2 mice. One louse,
2 lice. One house, 2 hice? :Cuckoo:

If teachers taught, why didn't preachers praught?

If a vegetarian eats vegetables, what does a humanitarian
eat?

[imagine]

YES it is very hard to learn,i:ReadIt:,, i always get confused and got too many questions,,,starts here!
:Erm: If the plural of tooth is teeth, why isn't the plural of
booth, beeth? One goose, 2 geese. So one moose, two meese?
Is cheese the plural of choose? One mouse, 2 mice. One louse,
2 lice. One house, 2 hice? :Cuckoo:
:laugher:

If teachers taught, why didn't preachers praught?

If a vegetarian eats vegetables, what does a humanitarian
eat?

:laugher::laugher::laugher::laugher:
now your clever,funny but very clever:)

[ampy]

:Erm: :Erm: :Erm: ,,,,,,,,,,, i am still trying to understand and with loads of question i dont undersatnd i am still clever??? well then,,thank you my dear friend !:Hellooo: im glad i made you laugh after all,,:Hellooo: tarahhh

[imagine]

im not sure anyone realy learns all and understands the english language,in my opinion its a lifetime lesson

[ampy]

:xxgrinning--00xx3: :xxgrinning--00xx3: :xxgrinning--00xx3:

[Jimbojac]

Ampy is right huh, we grew up with the English language and it comes naturally but for sure it can be confusing to our GF's.
I want to learn Tagalog but its a scary prospect as i punched in a few words the other day to a search engine and certain words have multiple meanings:omg:
As i said before Stewart just go with the flow and it wont take you long to realise that most people you meet there will treat you brilliantly and the ladies are outstanding in their caring. natural charm and warmth.
GO FOR IT! :xxgrinning--00xx3:

[Sim11UK]

Thanks apo :) & :xxgrinning--00xx3:Stewart

[imagine]

:Erm: :Erm: :Erm: ,,,,,,,,,,, i am still trying to understand and with loads of question i dont undersatnd i am still clever??? well then,,thank you my dear friend !:Hellooo: im glad i made you laugh after all,,:Hellooo: tarahhh

just noticed the tarahhh thats yorkshire dialect isnt it, means good bye or see you later,or cheerio, could be sithi later

[ampy]

:xxgrinning--00xx3: :xxgrinning--00xx3: just start learning how to answer in polite way and greetings and to say goodbye,,,one at the time matey !!! i know mean will learn all noughty words just as easy as 1,2 3 :icon_lol:
filipino loves to show off their ability of talking english too, so dont try to learn so much tagalog,

[imagine]

:xxgrinning--00xx3: :xxgrinning--00xx3: just start learning how to answer in polite way and greetings and to say goodbye,,,one at the time matey !!! i know mean will learn all noughty words just as easy as 1,2 3 :icon_lol:
filipino loves to show off their ability of talking english too, so dont try to learn so much tagalog,

maybe i can get a job teaching bad english in philipines, now that ed be orite

[ampy]

honesty i dint know where is that TARAH is from, i used to hear it from my husband,,,we are like a parrot you see,lols
in tagalog tara means,,,,lets go!!!

[gWaPito]

I wouldn't worry too much about a few spelling mistakes, the main thing is, you make yourself understood by the letters you string together. Im just as guilty as the next dumb **** although, I do have an excuse, im using a corrupted N 86 (until I can upgrade in 2 weeks time), while working, doing 3 things at once! Ah, the days of relaxing in my swivel chair pondering my navel, are long gone, thank Goodness!:D

[JimOttley]

I want to learn Tagalog but its a scary prospect as i punched in a few words the other day to a search engine and certain words have multiple meanings:omg:

Just like English then ;)

[JimOttley]

filipino loves to show off their ability of talking english too, so dont try to learn so much tagalog,

Yes sometimes but very often many will not talk at all because they are so embarrassed to speak in front of a native speaker :)

[imagine]

:laugher:

[ampy]

most of the embarrassed to talk probably cant speak english at all,,,,,and once they do start to speak ,,you are on your way back to the uk :icon_lol:

[ampy]

english carabao we call iot ,lols,,,,they would not know the difference,

[ampy]

:doh i am already using an spelling corrector,,,i still missed the spelling of his name,,,it should have a name spelling checking too,,,,lol

[JimOttley]

most of the embarrassed to talk probably cant speak english at all,,,,,and once they do start to speak ,,you are on your way back to the uk :icon_lol:

No I know some of them are extremely good English speakers, they are just shy.

When they do speak English they are easy to understand.

I say this because many in my family and amongst our neighbours in Manila are shy to speak but I have heard them speak really good English at other times.

[Tawi2]

Some of them speak bamboo-english,but a lot of pinays speak better gramatically correct english than a native brit,some have vocabs like a dictionary,I know a couple of pinay ladies who teach english in Thailand.

[ampy]

well that is good news then,,,that is what we always trying to fight back in philippines,lols the hiya,,,shyness .

and this is what i like in this thread is i can talk :Rasp: , untill you all guys fall sleep,

[ampy]

:xxgrinning--00xx3::xxgrinning--00xx3::xxgrinning--00xx3:

[imagine]

:doh i am already using an spelling corrector,,,i still missed the spelling of his name,,,it should have a name spelling checking too,,,,lol

correction,,,,,,,, i am already using a ,,,,,,,:laugher:

[imagine]

well that is good news then,,,that is what we always trying to fight back in philippines,lols the hiya,,,shyness .

And this is what i like in this thread is i can talk :rasp: , untill you all guys fall sleep,

zzzzzzz zzzzzzz zzzzzzzz

[gWaPito]

The few Tagalog words I got stashed away, Iv'e been forbidden to use! The wife hates me using them. The words like Mahal and Maganda etc etc are worse in her eyes, coming from a westerner makes her feel sick. So I got stick to English, lucky me :D

[ampy]

i can understand i dont like that either ,same as being called my princes,,,although it is genuine some of us dont feel good about it,,,,it nice knowing your interest of our language though,,,,:xxgrinning--00xx3: :xxgrinning--00xx3:

[imagine]

i can understand i dont like that either ,same as being called my princes,,,although it is genuine some of us dont feel good about it,,,,it nice knowing your interest of our language though,,,,:xxgrinning--00xx3: :xxgrinning--00xx3:

mmmm no i wouldnt like being called princess either :laugher:

[ampy]

:Erm: :hubbahubba: grrrrrrrrrrrr... :cwm23: well matey just read my new post then,,,,copy paste so i dont make anymore mistakes,,,i hope ,hehehe,,,,,,:icon_lol:

[Terpe]

My wife does not like being called mahal maganda etc etc
So I just call her bonga :D
Sometimes I call her kuripot, coz she never has her money with her when she buys shoes and handbags.:doh

[ampy]

bongga? hahahaha,,,:icon_lol: that is nice,,,and unique Terpe,,,,, :xxgrinning--00xx3:

[gWaPito]

Sorry Terpe, I think that still counts as Tagalog. Its ok me using it with other family members and friends, aren't I the lucky one. :D:xxgrinning--00xx3: