Iani
25th February 2012, 23:38
Hi there
I'm wondering if anyone can offer any advice.
Basically, I'm hoping my girlfriend could maybe come visit for a month or so in August - I put the story on a different thread. I originally thought it wouldn't be worth applying for a visitor visa, but with advice on here, thought why not apply anyway - might be a chance and all that.
It's the usual sort of thing. Her employer will I know send a letter stating her employment contract is there, she has savings of her own, owns property back in the old country - although she actually works abroad at the moment in the middle east. Possible she might get a visa approved? Well, who knows.
What though I am wondering is - if I was to put myself as sponsor (Which would be essential really), how much would it matter that I have overdrafts stretching into last year.
For some weird reason, I thought they would want to see bank statements for the last 3 months - so we weren't going to apply for a visa until April, but now I realise that I am of course mistaken, and it's 6 months they would ask for. Bummer!
The thing is, it's not like I was living beyond my means or anything. Quite simply, my bank gives me a free overdraft, so I used to just let it go over towards the end of the month, and I left savings in a higher interest account. I actually have savings of over £5000 - which against an overdrawn limit sometimes of £27 is a bit meh, but rules are rules aren't they?
I obviously now am looking after my bank account a bit better, so it never goes overdrawn (And as I said, I only ever let it because it was free and the interest was better in my account than theirs ;) ).
What does anyone think? Would we be best not applying now until say June (So I can have 6 months good accounts), or would they say not care since I can show in the same bank and another, I had savings in a cash isa and in a monthly savings account way beyond any overdrawn total?
Thanks anyway
I'm wondering if anyone can offer any advice.
Basically, I'm hoping my girlfriend could maybe come visit for a month or so in August - I put the story on a different thread. I originally thought it wouldn't be worth applying for a visitor visa, but with advice on here, thought why not apply anyway - might be a chance and all that.
It's the usual sort of thing. Her employer will I know send a letter stating her employment contract is there, she has savings of her own, owns property back in the old country - although she actually works abroad at the moment in the middle east. Possible she might get a visa approved? Well, who knows.
What though I am wondering is - if I was to put myself as sponsor (Which would be essential really), how much would it matter that I have overdrafts stretching into last year.
For some weird reason, I thought they would want to see bank statements for the last 3 months - so we weren't going to apply for a visa until April, but now I realise that I am of course mistaken, and it's 6 months they would ask for. Bummer!
The thing is, it's not like I was living beyond my means or anything. Quite simply, my bank gives me a free overdraft, so I used to just let it go over towards the end of the month, and I left savings in a higher interest account. I actually have savings of over £5000 - which against an overdrawn limit sometimes of £27 is a bit meh, but rules are rules aren't they?
I obviously now am looking after my bank account a bit better, so it never goes overdrawn (And as I said, I only ever let it because it was free and the interest was better in my account than theirs ;) ).
What does anyone think? Would we be best not applying now until say June (So I can have 6 months good accounts), or would they say not care since I can show in the same bank and another, I had savings in a cash isa and in a monthly savings account way beyond any overdrawn total?
Thanks anyway