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stevewool
29th September 2012, 10:05
your nat insurance number is yours for life, but what happens when you marry and your name changes do you have to inform them or dont it matter, all ems letters from tax and insurance matters are in her maiden name, but we could not get a nat number till we got married , so why aint it in her married name, anyway must we change it

lastlid
29th September 2012, 10:09
My wife can't get a Nat Ins Number till she gets a job. But that's the IOM for you.

Can you remember how it worked with your ex wife, Steve? I dont remember my ex wife changing her NINO after we married, but that was a loooong time ago.

Would it not be the case of changing the name but not the number?

stevewool
29th September 2012, 10:16
this is it the number never changes but your name can, its just like the tax rebate is in her maiden name and she received a letter today about paying nat insurance, she has not paid enough so she can make up the differance but its not worth it because our plans is not to be here,

Terpe
29th September 2012, 10:55
Just send a letter to HMRC informing them of the name change.
Your plans may not be here in the future, but Emma is paying NI now and payments will count as contribution towards her UK state pension

stevewool
29th September 2012, 11:07
the NI contributions state that Ems need 30 years to receive a full state pension, but with being here say anything from 6 to 11 years would that count , do you receive what little you put in, they are wanting £204.85 to make up the gap from 2010-2011, her work before this job was little pay, and she is hoping to make more money from now, so the more she earns now she will be paying more tax and could pay more NI too, so is it worth paying or not, yes be great for Ems to get something for the future

Terpe
29th September 2012, 11:27
Of course Emma's pension days are still far away.
Technically (as it stand right now) she will receive a portion of the state pension based on the number of years of contribution up to a maximum of 30 years for a full state pension.

If it's worth it or not ? Who knows. Anything can change.
As far as I know the NI contributions are fixed so no choice there.
Whether to pay the missing 'gap years' ? again who knows what will change. It's only one contributing year, means 1/30th of the full state pension when payment is made

stevewool
29th September 2012, 12:13
thanks Peter , as always very imformative:)