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grahamw48
10th November 2012, 12:21
I got a letter from the gov. this morning telling me I'll soon be entitled to something called 'Pension Credit'.

Well, this made me laugh so much that I had to take a quick run up and down the stairs and do a couple of handstands in the lounge...to prove them wrong.

I now have a broken ornament and a pulled muscle in my leg. :cwm3:

stevewool
10th November 2012, 12:29
tell us more

grahamw48
10th November 2012, 12:46
Just an age-related thing to top up one's meagre finances (if they are meagre...it's means-tested).

Made me laugh, to even think of myself as a 'pensioner' . haha :biggrin:

andy222
10th November 2012, 13:34
I got a letter from the gov. this morning telling me I'll soon be entitled to something called 'Pension Credit'.

Well, this made me laugh so much that I had to take a quick run up and down the stairs and do a couple of handstands in the lounge...to prove them wrong.

I now have a broken ornament and a pulled muscle in my leg. :cwm3:
Put a claim in graham.:icon_lol:

Arthur Little
10th November 2012, 13:35
:icon_sorry: ... without intending to offend the sensitivities of any of our (dare I say?) older members, 'Pension Credit' is an extremely valuable resource for supplementing the incomes of those people aged 60 and over who are already retired from full time employment and/or whose resultant earning power falls below an acceptable level.

Let's not mock it. :NoNo:

andy222
10th November 2012, 13:37
Funny you should mention this I had a letter from HMRC not so long back asking me to fill a form in because it wouldnt be long to getting my state pension. Its 14 years away.:icon_rolleyes:

Arthur Little
10th November 2012, 13:56
Moreover ... Guaranteed Pension Credit entitles its recipients to a substantial reduction in Council Tax, FREE dental treatment, discount on spectacles and no prescription charges in England (Scotland being already exempt).

It is well-worth having! :xxgrinning--00xx3:

grahamw48
10th November 2012, 13:59
I think it's the same as being unemployed, but no need to sign on. Hmm. :Erm:

Arthur Little
10th November 2012, 14:05
Funny you should mention this I had a letter from HMRC not so long back asking me to fill a form in because it wouldnt be long to getting my state pension. Its 14 years away.:icon_rolleyes:

:anerikke: ... fine! But it comes around QUICKER than you :cwm24: would expect, Andy.

Arthur Little
10th November 2012, 14:21
I think it's the same as being unemployed, but no need to sign on. Hmm. :Erm:

Whilst you're technically correct, Graham :cwm25: ... the expression "early retired" tends to sound preferable to the word "unemployed" when speaking in terms of older folks who are no longer working :wink: - albeit, :iagree: there ISN'T any requirement for those over 60 to "sign on" if they've paid their full, statutory National Insurance Contributions and also meet the means-tested criteria.

KeithD
10th November 2012, 14:48
I retired in 1986, got a war pension, and have been working hard ever since :Erm:

stevewool
10th November 2012, 18:25
with myself retiring early 60 instead of 60 something what ever the figure is, anyway i have worked since i was 17 and with just 6 months in all that time out of work, so with my reckoning thats over 43 years, so surely i will get a state pension, yes i cannot claim it till i am at retirement age which is going to another 6 years i think, am i right

imagine
10th November 2012, 18:37
with myself retiring early 60 instead of 60 something what ever the figure is, anyway i have worked since i was 17 and with just 6 months in all that time out of work, so with my reconing thats over 43 years, so surely i will get a state pension, yes i cannot claim it till i am at retirement age which is going to another 6 years i think, am i right

you only need 30 yrs contributions, sorry nothing extra for the other 13 yrs:biggrin:


depends when you were born, you may retire at 65, but you may not get your pension untill later depending on your date of birth,

example , i was born feb 1954, i can retire at 65, but i wont get any pension untill im 65 and a half :icon_lol:

imagine
10th November 2012, 18:44
I got a letter from the gov. this morning telling me I'll soon be entitled to something called 'Pension Credit'.

Well, this made me laugh so much that I had to take a quick run up and down the stairs and do a couple of handstands in the lounge...to prove them wrong.

I now have a broken ornament and a pulled muscle in my leg. :cwm3:

they say anything about a free bus pass? :olddude:

bigmac
10th November 2012, 18:53
i get pension credit--first claimed it when i was 60 means i'm guaranteed over £140 a week--yes please !! but i do get a bit knocked off because i have savings over the £10 grand threshold.

oh--and you can still work--so if you do part time and get say--£100 a week--you get it topped up to the full amount. better than a poke in the eye.

but i think new claimants now have to be 0ver 62.

grahamw48
10th November 2012, 20:14
Can't really see myself living large on 140 quid a week. :Erm:

No mention of bus pass, which would come in handy.

Looks like people a year or two older than me are the last of the lucky ones, but I'd rather be that bit younger anyway I suppose.

Still, now that we're all having to do our bit to help pay off the wealthy bankers' miss-management, MPs' fraud and theft, a million illegals and sob-story lying 'asylum-seekers', plus other assorted parasitic detritus.... :icon_rolleyes:

andy222
10th November 2012, 22:56
:anerikke: ... fine! But it comes around QUICKER than you :cwm24: would expect, Andy.
I hope it does come round quick Arthur so I can get out of here.:icon_lol: