Buying a house

[blessed_ekim0826]

Hello guys, I am planning to buy a house here in Cebu but just worried bec the house and lot title will take 6 months to 1 year processing. I will just received a certificate to occupy and receipt to show that I fully paid the house. Is it OK to apply a tourist visa without the title and just the evidence docs to show that I already paid the house and just waiting for the result. Pls help guys. Thanks

[fred]

Do you mean the lot is titled in the owners name now and you wish to have it transferred to your wife`s name once you receive a deed of sale?
..What does your tourist visa have to do with a land litle document?
Are you married to a Filipino and wish to have the house and lot in her name?
Foreigners cannot own land here unless by hereditary succession..(Im sure you knew that)

Look..Dont take too much advice from online forums etc.. Go and see a good lawyer for advice..
Try to find an attorney via friends/family recommendations.
Buying property here can be fraught with danger.

[blessed_ekim0826]

I'm Filipino and planning to visit my partner in the UK hopefully this summer. My partner & I are planning to buy a brand new house in subdivision but it will take so long like 6-12 months for the title. I will not be able to submit the H&L title during the application of my tourist visa. Do I really need to wait for title or I can submit other docs to show to embassy that I fully paid the house. What do u think?

[fred]

What about a deed of sale? That proves that you purchased the place right?

[jake]

How many times has your partner been in the Philippines to see you?

[blessed_ekim0826]

What about a deed of sale? That proves that you purchased the place right?

Yea, but is it enough to submit together with other requirements?

[blessed_ekim0826]

How many times has your partner been in the Philippines to see you?

3 times, why?

[rani]

Hi :Hellooo: i cant understand why it will take 6 months to one year to have it transferred to your name. If its fully paid and all the papers are cleared, it will only take two weeks :xxgrinning--00xx3:

[blessed_ekim0826]

Hi :Hellooo: i cant understand why it will take 6 months to one year to have it transferred to your name. If its fully paid and all the papers are cleared, it will only take two weeks :xxgrinning--00xx3:

Before it was just 2 weeks but Pres Aquino changed it minimum of 3 months and it takes longer for developer to transfer to my name bec they have lots of clients. Thats what the agent said.

[fred]

We had to wait well over 6 months (more like 9) to get our last one transferred.
2500 PHP for this new E-title which is now compulsory!
Mike-Steve.. Sorry.. I thought you were a Brit! Something about your username I think.:cwm25:
I cant advise you what is acceptable because like you,I dont know..
Im sure someone will answer your question soon..

[jake]

Dont always believe what the agent says. They might tell you that when you buy the property tranferring the title to your name is part of the sale. Most of the times it is not. The process will cost at least 20k if not more and can take from 1 month to a year depending on who you use or who you know.

[blessed_ekim0826]

We had to wait well over 6 months (more like 9) to get our last one transferred.
2500 PHP for this new E-title which is now compulsory!
Mike-Steve.. Sorry.. I thought you were a Brit! Something about your username I think.:cwm25:
I cant advise you what is acceptable because like you,I dont know..
Im sure someone will answer your question soon..

Im hoping that others can advise me when it comes to this.

[blessed_ekim0826]

Dont always believe what the agent says. They might tell you that when you buy the property tranferring the title to your name is part of the sale. Most of the times it is not. The process will cost at least 20k if not more and can take from 1 month to a year depending on who you use or who you know.

Before i make reservation, I will ask printed offers like discounts together with their signature. Other developer pays the tax and it only take 2-3 months.

[Cold Spud]

Hi, I suggest that you see a lawyer in that regard because it should not take long to get the deed of sale and land title, once the property is fully paid both deed of sale and title should be prepared within a month only and a lawyer can follow up if there is any delay which unlikely to happen with attorney in-fact in the middle of purchasing property. You can get a good lawyer from your nearest local government office in the municipal city who offers service inexpensively.
May I ask why do you need a title to apply for tourist visa when you can just present the deed of sale as proof of owning property?


Hello guys, I am planning to buy a house here in Cebu but just worried bec the house and lot title will take 6 months to 1 year processing. I will just received a certificate to occupy and receipt to show that I fully paid the house. Is it OK to apply a tourist visa without the title and just the evidence docs to show that I already paid the house and just waiting for the result. Pls help guys. Thanks

[Terpe]

Mike_steve,

I have followed your story.
I see you are still determined to go with that visit visa. That's fine and good luck.
You already know ALL the barriers you must climb to convince the ECO you have compelling reasons to return.

However, please don't become convinced that property in Philippines is somehow the magic key.
I just don't want you to be so convinced on that.

Did you talk with your partner about settlement visa?

Maybe your partner can make the move to Philippines?

I just want to help and not see you disappointed

[blessed_ekim0826]

Hi, I suggest that you see a lawyer in that regard because it should not take long to get the deed of sale and land title, once the property is fully paid both deed of sale and title should be prepared within a month only and a lawyer can follow up if there is any delay which unlikely to happen with attorney in-fact in the middle of purchasing property. You can get a good lawyer from your nearest local government office in the municipal city who offers service inexpensively.
May I ask why do you need a title to apply for tourist visa when you can just present the deed of sale as proof of owning property?

We talked to the developer staff and they will pay and work all the papers for the property but minimum of 6 months and if we going to work all the papers it only takes 1-3 months and the developer will not pay the tax.
I really don't know if deed of sale is enough as proof that's why I'm asking here.

[blessed_ekim0826]

Mike_steve,

I have followed your story.
I see you are still determined to go with that visit visa. That's fine and good luck.
You already know ALL the barriers you must climb to convince the ECO you have compelling reasons to return.

However, please don't become convinced that property in Philippines is somehow the magic key.
I just don't want you to be so convinced on that.

Did you talk with your partner about settlement visa?

Maybe your partner can make the move to Philippines?

I just want to help and not see you disappointed

Thanks Sir for following my situation. My partner & I discussed about the settlement visa and I took English review last month but when he talked with his kids, they said that they need to meet me first before we going for a civil marriage that's why we still continue for tourist visa. My partner is worried for medical if he will move here coz its not free unlike in UK. We talked buying a house or condo here in Cebu and I will register my garment shop this month in our hometown in Mindanao.

Sir, the reasons of my refusal last year are I am reliant to my partner and we intend to live together in the future, Do u have an idea if how can we solve the reasons of refusal?

[jake]

:Erm: So why do you plan to buy a house here if your partner is worried about the medical situation?

[blessed_ekim0826]

:Erm: So why do you plan to buy a house here if your partner is worried about the medical situation?

Its one of my evidences that I will go back to my country before my visa expires.

[Arthur Little]

You mention "registering your garments shop" (#17). Wouldn't doing that in itself act as a viable form of surety against failing to return home after your visit ... without going to the extent of incurring the considerable added expense involved in the purchase of land titles &c? :Erm:

[jonnijon]

Something not right here :NoNo:

[blessed_ekim0826]

Something not right here :NoNo:

You can ask me something you want to know so you will understand pls

[Arthur Little]

You can ask me something you want to know so you will understand pls

:icon_rolleyes: ... wondered whether you'd got round to considering the suggestion I put to you earlier?