Any ideas where to put your cash

[stevewool]

Well its that time of year where you may have some spare cash to put somewhere where you may get a little interest , but where,
Any ideas boys and girls and dont say your bank unless you will offer me 5% guaranteed ,
I have been looking but with the ISA rates so low and the best i have seen is the Santander 123 account, you get a great 3% on savings upto £20000,
Yes there are things you have to do for that but there is nothing that comes close to that, unless you know different , so any other ideas anyone

[Longweekend]

Can this guy help?

http://www.moneysavingexpert.com/latesttip/

[Michael Parnham]

Well its that time of year where you may have some spare cash to put somewhere where you may get a little intrest , but where,
Any ideas boys and girls and dont say your bank unless you will offer me 5% guaranteed ,
I have been looking but with the ISA rates so low and the best i have seen is the Santander 123 account, you get a great 3% on savings upto £20000,
Yes there are things you have to do for that but there is nothing that comes close to that, unless you know different , so any other ideas anyone

Transfer to a Philippine a/c before exchange rate becomes any lower if you plan to live there :xxgrinning--00xx3:

[stevewool]

Can this guy help?

http://www.moneysavingexpert.com/latesttip/

Always go to this site, lots of good idea's

[stevewool]

Transfer to a Philippine a/c before exchange rate becomes any lower if you plan to live there :xxgrinning--00xx3:

No interest on savings compared to here, yes if it jumps above 70 then it may be worth looking into

[SimonH]

Transfer to a Philippine a/c before exchange rate becomes any lower if you plan to live there :xxgrinning--00xx3:

Actually this is excellent advise, if you think the exchange rate is going to drop.

Let's take £10,000 as an example....

IF you get 5% here then you'll earn £500 interest

Exchange to peso's and it'll work out at 650,000php (65/£)

If it were to drop to say 62 within the year you'd get 620,000php, difference of over £480

Could always go the other way though :Erm:

[Tawi2]

My spare cash gets put in my penny jar :bigcry:

[Michael Parnham]

Thank's Simon :xxgrinning--00xx3:

[stevewool]

Could always go the other way though :Erm:

That's the problem, better to leave here in a Santander account making £600,
But like I asked is there anything else out there

[Longweekend]

My spare cash gets put in my penny jar :bigcry:

Wish I had something to put into a penny jar....:bigcry:

[sparky]

there are good ways to make decent money risk free- certainly a lot better than any bank

[fred]

there are good ways to make decent money risk free- certainly a lot better than any bank

Such as?

[sparky]

Such as?

i use a product called Profit Maximiser which has a daily calender of offers for matched betting opportunities, risk free casino offers etc

this wont be for everyone- needs good discipline but i make between £300-£500 per month doing it part time

[Ako Si Jamie]

i use a product called Profit Maximiser which has a daily calender of offers for matched betting opportunities, risk free casino offers etc

this wont be for everyone- needs good discipline but i make between £300-£500 per month doing it part time

Arbitrage betting isn't 100% risk free and far less lucrative than normal betting on horses for example.

[Ako Si Jamie]

Such as?

The bad news is – if you are outside of the UK/Ireland, you can’t participate. :icon_lol:

http://profitmaximiser.co.uk/

[sparky]

Arbitrage betting isn't 100% risk free and far less lucrative than normal betting on horses for example.

if you do it right its risk free- as are the no lose slot/casino offers


The bad news is – if you are outside of the UK/Ireland, you can’t participate. :icon_lol:

http://profitmaximiser.co.uk/

not true- a lot of european members in PM and with a good VPN you can access sites.

any doubt look up Mike Cruikshank- hes the guy behind it- look at his reviews- all positive-this guy is the real deal

[Ako Si Jamie]

if you do it right its risk free- as are the no lose slot/casino offers



not true- a lot of european members in PM and with a good VPN you can access sites.

any doubt look up Mike Cruikshank- hes the guy behind it- look at his reviews- all positive-this guy is the real deal

Those words are his not mine. Scroll down and you'll see.

I don't doubt that money can be made from arbing but there's still not a 100% guarantee every time due to the odds changing in the blink of the eye, websites not loading, computer crashing etc

[bigmarco]

I've just decided to take pay some Additional Voluntary Contributions to the company pension fund. The fact that you get Tax Relief at your highest rate was the deciding factor for me.

[stevewool]

I've just decided to take pay some Additional Voluntary Contributions to the company pension fund. The fact that you get Tax Relief at your highest rate was the deciding factor for me.

If i was still wanting to stay in employment i would be doing just that, you will not get a better rate, thats if you live long enough to enjoy it that is,
I am thinking i have just another 1 year of working left so i have to look else where

[Tawi2]

Property portfolio,i am trying to build one up now so i can retire at 60 and spend a few years travelling before i decide what i really want to do with my life :smile:

[stevewool]

Well its all about done now,
2 accounts set up with Santander and hopefully another one soon, that will give 3% on upto £20000 in each account, plus we can have a 5% savings but only on £200 per month fixed for a year too,
Yes you have to have this and that and pay £5 for each account but its the best thing out there at this moment,
Now all we have to do is find a good ISA rate

[Arthur Little]

Well its all about done now,
2 accounts set up with Santander and hopefully another one soon, that will give 3% on upto £20000 in each account, plus we can have a 5% savings but only on £200 per month fixed for a year too,
Yes you have to have this and that and pay £5 for each account but its the best thing out there at this moment,
Now all we have to do is find a good ISA rate

......................................................... :yeahthat: ISA problem ... :anerikke: ... with rates of interest being as they are!

[stevewool]

Well I thought I would just mention that all is well so far.
The best thing is when you have a problem and you use the telephone to talk to someone,
Once you have got through the security they answer the phones with in seconds, a very good service that many don't do