Quote Originally Posted by joebloggs View Post
it depends on what exchange rate nationwide give you, not much is free these's days, especially from a bank
The exchange rate on using a N/W debit card in Phils is very good - usually better than the PNB rate for the day.

However, I have a problem with N/W ... my card expired at the end of July - I received a new PIN and waited, patiently to receive tha card. In the end I called N/W only to be told that they will not send the card to Phils ... I have to visit a branch (only in the UK?) to collect my card!