Thanks everyone for the advice. I know what I have to do which is return to the UK. I guess it makes me feel guilty to do this. As maria_and_matt said, if something bad happens (which is quite possible) then we have problems. At least in the UK I can negotiate for a bank loan to pay medical bills if I have an income. Without one, I can't get anything. Geraldine - thanks for the compliment. My wife spent 3-4 months from November last year in the UK but really didn't like it much so we settled for now in the Philippines while I tried to start the business. Part of the problem is that a) for one part of my business, there are very few clients in the Phils, and b) getting investment for the other part is next to impossible. It's hard enough in the UK as it's tech, but over here there is nothing. Investors like to be close to their money.
I just have to work out how to break the news to her now. :-(
Thanks again everybody.
