oh am so sorry PAT..but anyway, its not that bad after all as you were only applying for a visit visa, its to be more worst than fiancee/spouse visa...anyway what's the reason of the refusal? am so worried here as well....which i haven't any idea what would be mine too.......
you still have more time ahead and more options to consider..........so keep your face helled up as its not the end of the world yet.............