My income means I always live like there's a credit crunch! However, I am very lucky that as a nurse its very very unlikely that jobs will be at risk and I still have agency jobs too.
I don't have any money to speak of and my house isn't worth much more than what I bought it for and I'm not planning to move any time in the near future.
So to be honest, for me, nope hasn't really made much difference. If anything, its a positive impact with more products in shops being discounted I'm not restricted to discount stores like Aldi.
So maybe for the people living cheap anyway theres not much more you can cut back on.
I must say though, I try to restrict how much I use the car outside of work travel and go to shops etc on the way to and from work instead of making special trips.
