Do you feel the credit crunch?

[benb]

I must be one of the luckier ones then - I have no savings, no investments, no stocks or shares, no ISA's and I work for a company where sales are up by 20% from last year.

Great! What sort of company is it? Cakes?

But do save up for emergencies. In general, one should have about 6 months of net pay as savings as backup.

Cheers,