Almost end of the year.......

[mavid]

Well,you know what to do about it. When you get to the UK and you are, as I'm sure you will be eventually, quite a bit richer than you are right now, don't forget the old adage, what goes around comes around.
Iain.

Thank you for the uplifting words Iain. Having to return to the Philippines suffering from England Withdrawal Symptoms was hard enough lol and to return knowing all that was a bit Mental! lol

But like you said... karma bites back.