Quote Originally Posted by joebloggs View Post
why are people still using these companies
sending your hard earned cash to a unregulated company

only use major banks like PNB or BPI
Have a look at what actual protection and rights you have when you send the money even via a regulated bank.

I did with the Wife and you have very little come back it seems and due to the fact two countries are used blah blah.

If they deny the money has been given to them or they say it has been given out. what would you do? Possibly get your creit card company involved if you use a cc.

From what i read the bodies that regulate will rarely get involved for an indivual cases.

I have with several different companies had times where the money could have been taken by them and it would have been very hard to get the money back with out a huge fight if they decided to nick it or it got lost in the system etc.