The 2 percent and soon ZIR you may regret in the long term if you want a decent pound to other currencies, no deflation to murder your mortage and then the costly transtion to the Euro

Houses and stock markets to go lower, so anyone sensible enough to save money and not get sucked in to the buy now pay later will not be daft enough to waste it now.
Anyway I can get huge intrest rateson my savings the banks are crying out to borrow our money.

Also the thinking is that intrest rates will rocket in lets say two years. Maybe a tad less.

Anyway as your children/grandchildrens tax money is being spent now maybe best to start saving for both yoursleves and them.