unemployed and just married

[ginapeterb]

Darren makes a good point, however, I personally witnessed a co-Brit in Manila back in 2005, who was fiancee was declined a visa, even though he felt he could prove that he could support the fiancee without the need to claim additional funds.

The guy was called Kenny, we stood together all day outside chatting, he admitted to me he lived on Income support, and did not pay any council tax, or other taxes, he was called in to see the ECO, and about 1 hour later came out and said, they had been declined, the reason given, was insufficient income to support a.n.other.

I think one shoe does not fit all, each case then is taken on the merits of the case, however I stand by my experience which says, those who do manage to secure visa's for their fiancee's on public funds, are few and far between, notwithstanding that Keith is one of them, showing that in that case, its not impossible, but rather unlikely, or say a slim chance.

[whiteraven]

ive already decided not to make an application until im on a better footing however long it takes. my wife has already said she is prepared to wait even if it takes a year or more,just goes to show i made the right choice in marrying this lady thanks for all your advice and support.

[whiteraven]

jackmac452 i feel you must be in a harder position than me and wish you all the best for the future.

[jackmac452]

Thank you my friend.....listen..please dont give up....today my old boss brought me an application form for my old job back on the NHS..out of the blue..so things do happen for us....yes it is hard.....but sshhhh..in 6 months time..I get Pension credits and then I'm off...we can live easily on the 130 quid a week where we will be going...hehehehe good luck my friend for the future..these Filipino ladies are wonderful and very Loyal (all the ones I have met in China are)..take care...by the way..my Avatar is not me..it's my new born son...He looks just like his dad....Gwapo..and wrinkly...hehehehe..but they all call him "The American Baby" in Limasawa... bloody insult that...hmmmm...just kidding..

[KeithD]

...we can live easily on the 130 quid a week where we will be going.....

That's the weekly fish bill in my house.....and I don't eat fish!

[whiteraven]

glad to hear all is going well, i would love to move out there myself but have three sprogs here already these ladies are the most loyal i have ever met and loving. i get fed up with being called american and people calling me joe in the street to when im out there
just a thought but i will be fifty next xmas and have been told i can take a tax free lump sum out,if i put that in the visa application do you think that would help?

[whiteraven]

was referring to personal pension sorry.

[jackmac452]

I don't know about the tax free lump sum...but the way we will be doing it..is..I get a two year business visa for China (already have one.) and going back to Shenzhen and living in the Filipino community there. Nisa will work (you cannot stop her) and together we'll be bringing in 8500+ plus yuans....more than enough to get a nice appartment and send junior to Kindergarten (I want him to be able to speak.Tagalog/ Vasayan..English and Mandarin....most Pinoy kids out there can do that) it will give him a good start that he cannot get here or maybe in Filipines. I was told you cannot get work in Filipines, but lots out in HK. or you can teach English in Shenzhen like I did. 7 quid and hour...My son is 23 and he has gone out there now and is getting married there to his Filipino G/F. He loves the place....Anyway..it was just a thought...Good luck my friend..

[jackmac452]

8,500+ Yuans a month....

[jackmac452]

Ahhh..the personal pension....just like mine, in 10 months time....yes..it can be taken out there, the best way I have found is join the Nationwide Building Soc. and get it put in a Cash card account...you then can use the card anywhere in the world......anywhere... and Pay NO FEE'S on your withdrawl's...and you can take out as much as you want (up to 300 quid a day) best to manage it online though...I used mine for 2 years in Guangzhou and HK. and never had any problems at ALL !!! and we used it in Manila also with no problems (use the main banks though) hope this helps you mate..

[whiteraven]

gives me plenty to think about,all the best to you and yours

[PeterB]

...i will be fifty next xmas and have been told i can take a tax free lump sum out

You can indeed! I combined all my personal pensions and put the funds into a SIPP draw-down fund last year. At the same time I took 25% of the non-protected rights fund as a tax-free lump sum.

It's annoying that the current financial crisis has reduced the value of my SIPP by 60%.

[PeterB]

... the best way I have found is join the Nationwide Building Soc. and get it put in a Cash card account...you then can use the card anywhere in the world......anywhere...

Just be aware that, when your card expires, Nationwide will not send the replacement to you (not in Phils, anyway). For the last six months I've not been able to use a card on my Nationwide account.

Many other banks will send cards to Phils - I have received BoS and MBNA cards since I've been here. I'm not sure why Nationwide have this petty restriction. Since I no longer have an address in UK, the only way I can obtain my card is to pay a visit to my 'nearest' branch. Now, who can tell me where my nearest Nationwide branch is?

[jackmac452]

Ahh..yes of course..I forgot to mention that...my card went to my daughters house and she passed it on to me (her address is on my Internet account now)....I've just got mine for Aug.2011...good point though. Nearest Branch?.... Dover???

[PeterB]

Passed it on to you? I've just been looking at the terms of international courier companies, and most appear to prohibit the sending of bank cards.

[jackmac452]

Hmm.. PeterB.. I still live in the UK.. hehehe..it will be going with me..and the next one she gets will come in a registered letter along with photo's etc...I'm registered at her house for my social payments etc. Oh how the (small) mighty have fallen...from owning my own company to state benefits....but I'm happy...not upset or angry...it's all in the game...I just worry about my loves though....

[somebody]

Just be aware that, when your card expires, Nationwide will not send the replacement to you (not in Phils, anyway). For the last six months I've not been able to use a card on my Nationwide account.

Many other banks will send cards to Phils - I have received BoS and MBNA cards since I've been here. I'm not sure why Nationwide have this petty restriction. Since I no longer have an address in UK, the only way I can obtain my card is to pay a visit to my 'nearest' branch. Now, who can tell me where my nearest Nationwide branch is?

Next to the Jolibee init

[kermit123]

thats so true, much of it does come down to the ECO's view of your visa app, especially when its a borderline case

another thing to do is a budget of all your out goings (bills, rent, food etc) to hopefully show you do have enough money to support her without recourse to public funds..


simplelife you waited near 6yrs , as bad as me, it took more than 2 1/2yrs of chatting to go and visit her for the first time, and if i had not been made redundany then, she might still be waiting nearly 8yrs since we first chatted

time does go quick thou, my misses has been in the uk nearly 4 yrs now you would have to wait probably 3 or 4 months even if you have everything ready now.. visa process is so slow

i been waiting 33 years for my wife (sould have gone to philippines when i was younger ) and shes not getting away now lolshe allways complains about the chains but i said dont run away and ill take em off lol gaz/maybs