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Thread: unemployed and just married

  1. #1
    Respected Member whiteraven's Avatar
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    unemployed and just married

    hi folks,just got back freom davao spent three weeks for the second time and managed to get married just before returning(which wasnt easy had to find a friendly pastor in the end). to cut a long story short i have been unemployed for nearly two years as i had to give up work to care for my late wife and then look after my youngest son as a single parent. ive told my filipina wife im afraid to make a visa application at this time as i only have enough money for that and her airfare getting here,if im turned down i dont know how long it will be before i can afford to do it again.with the current climate it could be a long time before im back in full time work although im almost wiling to do anything at this point to get her here. i miss her very much and she cries sometimes when we are online to think it could be a very long time before we meet again.if anyone has any advice or similar stories i would like to hear from them. ive posted a few new wedding pics in the gallery. best wishes ian and maria bella.


  2. #2
    Respected Member kimmi's Avatar
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    hi Ian and Maria Bella,

    First of all, Congratulations on ur wedding..Dont worry too much on her visa application just make sure u prepare all the documents needed and gather lots of evidences of ur relationship I am sure everything will be ok..

    Goodluck and Congratz again..


  3. #3
    Respected Member whiteraven's Avatar
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    thanks kimmi, much appreciated.


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    Administrator KeithD's Avatar
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    You can still get her here if you're on benefits, as long as you can prove you have enough spare cash to support her......
    Keith - Administrator


  5. #5
    Respected Member whiteraven's Avatar
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    better start saving then!!!!!!!


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    Moderator joebloggs's Avatar
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    possible while on benefits, but not easy at all, more likely to get a refusal.

    what benefits are you claiming ?

    have you any savings ?

    do you own your own home, or rent ?


  7. #7
    Respected Member whiteraven's Avatar
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    currently on income support,housing and child tax. soon to be back on jobseekers as children now old enough. renting from housing association. rules seem unfair as my income is higher now than when i worked shifts for 25 yrs in the same factory


  8. #8
    Respected Member whiteraven's Avatar
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    two trips to phil this year,just current account left


  9. #9
    Moderator joebloggs's Avatar
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    accommodation shouldn't be a problem then, copy of tenancy agreement should be provided. If the applicant is not a signatory to the tenancy agreement, then an additional statement from the landlord (or estate agent) should be provided that attests to his agreement that the premises will be occupied by an additional person. If an existing tenancy agreement is to be used, it should have at least six months before expiry. If the tenancy agreement does not have at least six months before expiry, then an additional statement from the landlord showing intent to renew at the same terms should be provided.

    savings, is it possible you can borrow £2000+ from family or friends for the next 6months?? and leave it in your bank account until you have 6 bank statements, it would help with your app alot. or worse transfer it from a credit card to your current account, but means your paying interest, but once you have the 6 bank statements pay it off.

    as for benefits, i take it you pay the reduced amount for the community charge, if your wife was there, you would have to pay the full amount . i think you need at least as a rough figure £94 a week after paying rent + utility bills for you. your kids and wife to live off. the thing is you have to make sure you do not claim any more in benefits because your wife is there..

    evidence of a relationship you seem to, or should have already pictures of wedding, phone bills, air tickets, letters, chat logs, hotel bills. if you don't have much start sending a few letters to each other.

    i be more worried about lack of savings and a job, but a job would help your app a lot, on benefits it possible to get a spouse visa, even without savings, but i wouldn't risk it, they can say how can you support her without recourse to public funds if you don't have much money..


  10. #10
    Respected Member whiteraven's Avatar
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    wife has all the proof she needs for a relationship as you suggested plus firm tenancy agreement and a letter from the housing officer giving her leave to live with me. the £2000 will be a lot more difficult,maybe time to ask my old man for a xmas present lol


  11. #11
    Moderator joebloggs's Avatar
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    I'm sure if you tell your family why you need it, maybe they will help you. its a loan for 6 months, it's not like your spending the money , no chance of my family helping me thou, i got a loan from the bank and another time i used my credit card to show i had savings

    you really need a job thou, you could be lucky and get the visa while on benefits and no savings, but who knows if you would, can you afford to lose £500 for a failed visa app and also having to re-apply again, and worse the time all this could take, and the problems and heartache of being apart.

    your better getting your app right the first time.. one you get your wife here, she could work nearly straight away to help you out. and if your working, you probably still be able to claim tax creds/ child care etc..


  12. #12
    Respected Member Mrs Daddy's Avatar
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    best of luck whiteraven.dont worry too much let the worrying worry itself trust God and everything we`ll be alright dont lose hope as they said theres light at the end of a tunnel its not the other train approaching though (just kidding)God Bless
    to loved and beloved is the greatest joy on earth...


  13. #13
    Respected Member whiteraven's Avatar
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    im not worried about myself but the strain it will put on my wife knowing it could be as much as a year before we meet again.thanks for the kind words mrs daddy.


  14. #14
    Respected Member simplicity's Avatar
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    Quote Originally Posted by whiteraven View Post
    hi folks,just got back freom davao spent three weeks for the second time and managed to get married just before returning(which wasnt easy had to find a friendly pastor in the end). to cut a long story short i have been unemployed for nearly two years as i had to give up work to care for my late wife and then look after my youngest son as a single parent. ive told my filipina wife im afraid to make a visa application at this time as i only have enough money for that and her airfare getting here,if im turned down i dont know how long it will be before i can afford to do it again.with the current climate it could be a long time before im back in full time work although im almost wiling to do anything at this point to get her here. i miss her very much and she cries sometimes when we are online to think it could be a very long time before we meet again.if anyone has any advice or similar stories i would like to hear from them. ive posted a few new wedding pics in the gallery. best wishes ian and maria bella.
    best wishes whiteraven...my husband is on benefits and with God's blessings our application for spouse visa was been granted last week..be sure that you have enough savings in the bank and assure the ECO that you wife will be working when she will be there so that she will not be recourse to public funds...i submitted an e-mail of my potential job offer and i also submitted my college diploma, transcript of records, my certificate of completion in my short term caregiver course,and my OJT certificates...just submit all the necessary documents that are needed...and most of all trust in God bcos He works in a mysterious way..


  15. #15
    Respected Member whiteraven's Avatar
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    didnt think of adding her college diploma thanks for that. hope you make it here for christmas


  16. #16
    Administrator KeithD's Avatar
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    Quote Originally Posted by Mrs Daddy View Post
    .....trust God....
    I'll take a stab in the dark here, but I'm pretty sure he doesn't work at the visa office in Manila!

    Quote Originally Posted by whiteraven View Post
    im not worried about myself but the strain it will put on my wife knowing it could be as much as a year before we meet again.....
    Not wanting to sound like a complete git (although I'm already one ), but why did you not have everything in place before the marriage?
    Keith - Administrator


  17. #17
    Respected Member Piamed's Avatar
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    All the best Whiteraven. Waiting is not easy but we've all had to do it one way or another. You'll get through this.
    Be responsible with little so that you can be trusted with much!!
    _____________________


  18. #18
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    Quote Originally Posted by Win2Win View Post
    I'll take a stab in the dark here, but I'm pretty sure he doesn't work at the visa office in Manila!


  19. #19
    Respected Member whiteraven's Avatar
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    as ive explained being forced out of work for two years hasnt made things easy for me financially and my previous marriage only lasted one year before she died. we decided to get married early as a visitors visa seemed like a waste of time and money. if we all waited until the right time then most of us wouldnt get married. ive just spoken to my good lady wife and she has asked me not to get too stressed out about this as she will wait as long as it takes. as for the embassy in manila ive learned far more from here than they have been prepared to tell me. thanks all for your support


  20. #20
    Respected Member Mrs Daddy's Avatar
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    Quote Originally Posted by whiteraven View Post
    im not worried about myself but the strain it will put on my wife knowing it could be as much as a year before we meet again.thanks for the kind words mrs daddy.
    patience is virtue my dear friend
    to loved and beloved is the greatest joy on earth...


  21. #21
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    Quote Originally Posted by whiteraven View Post
    im not worried about myself but the strain it will put on my wife knowing it could be as much as a year before we meet again.thanks for the kind words mrs daddy.
    Hi Whiteraven,
    Days will fly by believe me, one year is not that long. Your beautiful wife can do things here in the Philippines to keep her occupied. I know some people here who not seeing her husband for more than a year.
    I`ve been waiting for nearly six years now to be able us to get married and start our life together permanently. Yes of course we meet at least twice a year and the longest period we do not see each other is six months.
    It hurts saying goodbye when you have to seperate temporarily, but if you do love each other distance doesnt matter what matters most is that your honesty and trust that the relationship to work out.
    Goodluck to you.


  22. #22
    Respected Member whiteraven's Avatar
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    she has waited this long to find a husband like me , so im sure we can both wait as long as it takes.ty simplelife


  23. #23
    Respected Member jta's Avatar
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    hi whiteraven,

    just want to share to u, a guy in wales managed to get his wife even though his bank account was negative..he even stated in his sponsor letter that his money used for visa payment was a loan but he owns a house, has a job but not a high paid 1...another guy he is in benefits but still he manage to get his wife... For me in applying for spouse visa, it's a matter of genuinity of relationship, completeness of documents to be submitted and braveness to gamble for visa payment...be positive and just keep moving...goodluck


  24. #24
    Respected Member whiteraven's Avatar
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    depends on the mood of the officer reading the application at the time i suppose thanks for that.


  25. #25
    Moderator joebloggs's Avatar
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    Quote Originally Posted by whiteraven View Post
    depends on the mood of the officer reading the application at the time i suppose thanks for that.
    thats so true, much of it does come down to the ECO's view of your visa app, especially when its a borderline case

    another thing to do is a budget of all your out goings (bills, rent, food etc) to hopefully show you do have enough money to support her without recourse to public funds..


    simplelife you waited near 6yrs , as bad as me, it took more than 2 1/2yrs of chatting to go and visit her for the first time, and if i had not been made redundany then, she might still be waiting nearly 8yrs since we first chatted

    time does go quick thou, my misses has been in the uk nearly 4 yrs now you would have to wait probably 3 or 4 months even if you have everything ready now.. visa process is so slow


  26. #26
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    Quote Originally Posted by joebloggs View Post
    thats so true, much of it does come down to the ECO's view of your visa app, especially when its a borderline case
    simplelife you waited near 6yrs , as bad as me, it took more than 2 1/2yrs of chatting to go and visit her for the first time, and if i had not been made redundany then, she might still be waiting nearly 8yrs since we first chatted

    time does go quick thou, my misses has been in the uk nearly 4 yrs now you would have to wait probably 3 or 4 months even if you have everything ready now.. visa process is so slow
    yes Mod. Jo, "true love waits " as the saying goes and have no regret as we love each other more each day.

    I just wondered if I can apply for unmarried partner visa or Fiancee visa, I just realised that within that period of time we lived together as a man and wife for more than two years in total. I ve been to UK 3 times and he`s been here in the Philippines 7 times.


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    Respected Member jackmac452's Avatar
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    Hello Whiteraven...Sorry to hear about your circumstances....if fact I find myself in the same boat. My missus has just had a baby (2 months old now) and when I came back to the UK. I was made redundant (with no pay...ouch that hurt me)...being 59 now I cannot even hope to find work now here in the UK.. Nisa is still in the Filipines and now she has had to back to live with nanay in Limasawa...the worst part is..sending a little bit of money each month I save from my dole money..it's just not enough for them both.....but fortunately...she is a wonderful lady and she understands the predicament I find myself in. It's tough my friend, no ready made solutions I'm afraid..the pound is falling to 71 peso's now...My thoughts go out to you and your missus...I hope that you find the strength to get through it all together....Good luck my friend...take care..let us all know how you go on.....


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    Respected Member ginapeterb's Avatar
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    I have been reading this thread recently, and I have noted the contents Joe makes i his post, and I think he is spot on, with his advice, not having a job can cause problems when it comes to applying for spouse visa's.

    I know Keith often relates on the forum that its possible to get a visa approved for your spouse/fiancee when on benefits, but I have yet to hear of this happening, although I think someone recently said on the forum that there husband/partner, had in fact been on benefits when she applied and was granted.

    With the Global economic slowdown and the number of manufacturing and service sector jobs declining, I feel for all those out there who are worried about their situations when it comes to applying for these visa's.

    But it was always my understanding that those who are in receipt of public funds, could not expect to be sponsor's of foreign nationals, I know this may hit a nerve with some of you who are reading this, but Joe is right to say, that if you are in receipt of Income Support, Job Seekers allowance, which is only for 6 months in any event, and or other benefits related to unemployment, how can you expect to sponsor a foreign national to enter the United Kingdom to live on the same public funds.

    To Whiteraven who made the original post on this thread, I would caution him against making any application at this time and wasting P50,000 or thereabouts, in my estimation, he runs the risk of loosing his money, and the risk that his wife's application will be declined, on account he has been unemployed for 2 years, unless of course he is fairly independantly wealthy, in that he has a substancial amount of capital in the form of savings and investments, that can produce an income to support his wife in the UK.

    With interest savers rates running pretty low, at present, even on amounts of £500.000 or more, some quoted as low as 1.8 per cent, offshore, one would have to have a fair amount of capital to secure an advantageous decision.

    The only key that seems to open the door to a successful visa decision is a long term regular employed or self employed income.

    I think readers should bare that in mind before moving to apply, I am not familiar myself with what benefits are acceptable to support an application as sponsor, but maybe someone else knows for a fact what those benefits are.

    When you fill in the VAFW2004 etc, I assume their is a section on public funds, and I am pretty sure it asks the question is your sponsor in receipt of the following benefits, and there is a list.

    I wish everyone the best of luck with their applications. in any event, but would advise some to exercise caution before committing to paying the visa fee.


  29. #29
    Administrator KeithD's Avatar
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    Quote Originally Posted by ginapeterb View Post
    I know Keith often relates on the forum that its possible to get a visa approved for your spouse/fiancee when on benefits......
    I know of 3....one was me
    Keith - Administrator


  30. #30
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    If you read the rules they states that "There is no objection to the British citizen/settled sponsor receiving any public funds to which he/she is entitled in his/her own right. The important factor to consider is whether there will be a need for the sponsor to claim additional public funds to support the applicant. The fact that an applicant may not be eligible to claim public funds is not in itself sufficient to satisfy the requirements of the Rules."

    So there is no reason why someone on public funds can't sponsor someone, so long as they have enough money to adequately maintain both themselves and their partner without claiming any additional public funds. I guess it would be unusual but it can and does happen.


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