well we did gamble lol and when me and my wife invested in these uninsured. it was a gamble and (easy come easy go) hay its only money lol lost a couple of million on uninsured but could have lost a lot more but i feel sorry for pinoys that borrowed money to invest in it. Diffrence here is if you lose everythink no one helps you with unemployment payments .you starve i have 2 new cars here and one guy said borrow 80% on your cars value and invest it ha ha ha i said no chance i have nice home and cars here and everythink is payed for.He did all gone or going very soon carnt afford payments on loans .But hay be happy lots worse of than us so SMILEEEEEEEEEE gaz/ maybs