Alan, the best thing to do is to sacrifice for a while ..You have to go back to UK first without your wife, find a job, save money, then find a place to live for you and Hanah. I know it's not that easy to be away from the people u love but it's worth it! You said you're a teacher so employment is not a problem anymore when u get back to england. My husband had to go back to the UK a month after our wedding without me to earn and save money so we can apply for a visa. He went back to England last Aug 2008 and we were able to apply for spouse visa last Dec 18, 2008. Hoping to get my visa by March 2009.He doesn't have his own house like you, he stayed with his dad first for a couple of months and now he's renting a 3-br house for us. He doesn't have much savings either, he just used his credit to transfer some money to his savings account. I think you should talk with Emma a member here,her story will inspire you, she's been away from her hubby for 2 years now I think, because of some financial reasons aswell but she's already applying this feb. I'm sure your wife will understand the situation if u go back to UK without her. If you really love each other distance is not a problem...just a little sacrifice and in due time u will be able to get her there. GOOD LUCK!!!