i use philippine remittance based in london never had a problem paid direct to fiancees account or pick up anywere example send £300.00 AND THERE CHARGE IS £8.00 and it is there in 2 days if into bank account ,did use western union before but found them expensive with philrem i just pay into local barclays send philrem an email telling them i have send them funds and to tranfer it to my benefisheries account ,they send confirmation email with the exchange rate and the charge which is taken from the money i then forward email to fiancee done finished if only everything was as simple to sort out
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