Hi there,
Wow!!! you sure have your problems and you don't need to go and look for them. Where do I start?, anyway, I have read your post and to be honest with you if your woman really loves you then she will fight for it and stick with you because no matter what type of hindrances may come you have only one principle on your mind that you have to be true and honest with your feelings and follow what your heart says, well, if you think and feel that she really loves you then no worry you can go on with your plan but if she's doubting where to go wether to follow her family or to be with you then if it's meant to be its meant to be but you're right don't mention about any redundancy money, to be honest if you are going to marry her I think it would be better if she applied for a Marriage settlement visa in Phils. and marry her in the U.K, the visa will take 3 months to process and if she is granted a visa then she can come here to the U.K for 6 months but you must marry her within the 6 months period or she needs to go home. A word of warning, if you are going to settle in the Phils. then you need to be careful if you are buying a lot or house and lot because you can't own the land in your name and you are a foreigner it has to be in your wife's name and thats when the problem can start after you've been together for a while.
Hope I can help you ......