HI, FOR THE LAST 2 YEARS I HAVE BEEN OUT IN THE PHILLS VISITING MY WIFE AND HER FAMILY. I HAVE A ABBEY VISA DEBIT CARD. I NEVER KNOW WHEN THIS CARD WILL WORK, SOMETIMES YES SOMETIMES NO. I TRY ALL THE ATMS AVAILABLE STILL SAME STORY. HOWEVER I CAN USE IT IN MALLS AND I CAN FOR A FEE TAKE OUT A MINIMUM OF 20,000 PASO AT THE EQUITABLE BANK WITH A PASSPORT NO PROBLEM THERE. BUT THE ATMS ITS HIT AND MISS. THE BANK IN PHILLS HAVE NO EXPLANATION TO WHY IT DOESENT WORK. TRYING TO PHONE UK ABBEY LANDLINES IS EXPENSIVE AND THEY STILL TELL ME THERE IS NOTHING WRONG WITH IT. I AM READY TO GO BACK IN APRIL AND DONT FANCY GOING THROUGH IT ALL AGAIN. HAS ANYBODY HAD SIMILAR PROBLEMS OR ANY SOLUTIONS.

SHELDON