miss a, = miss s = mrs c

a visit visa to meet her fiancée and she ends up with another guy, and within a few months they are married, not the best start to try and prove your marriage is genuine, probably would have been a good idea, as she had been engaged recently to someone else, to wait a few more months, and gave lots of evidence that their marriage is genuine before they applied for a visa, but this reason to refuse maybe not enough to refuse a visa on its own, but with the other 2 reasons, I'm not surprised they were refused.

no evidence that he has suitable accommodation, no evidence of a permanent job, and bank statements over drawn

it doesn't look good


You could be right Joe however we have to concede that the prospect for a visa for UK was too much of a carrot on a stick to induce then Miss S to come to UK regardless of whether she already knew Mr H was no longer interested in her, in fact Mr H had been planting his affections in other parts of the world at the time, there are those who will conclude that Miss S now Mrs C wanted to come to UK, and found another a.n. other willing British man to fill the gap, that is certainly how the Home Office will view it, although said in legal language, i.e. deception.