My first wife died about a year and a half before I retired early from local government service. A widow's pension from my former long-term employers' superannuation scheme WOULD'VE been payable to a subsequent spouse on my death HAD I remarried - and then died - WITHIN A LIMITED PERIOD [I cannot remember *how long exactly] of my retiral. Anyway, *it's immaterial now - I only remarried last December - and, unfortunately, my hard-earned occupational pension will cease to exist the moment I stop breathing. So in my case, such an option is no longer an issue though, thankfully, Myrna is still of an age to resume her teaching career here (should she so wish) ... subject to her successfully negotiating the maze of red tape that is the Scottish Education System.

Thanks John for introducing this topic. It provides me with much food for thought - not to mention the grass roots for another thread I've been contemplating posting for some time.

Arthur