Im new here

[porky]

THANKS..
I Will consider trip TO pHILIPPINES,but difficult in my work to get the time off,
got the 2k and regular income,but, if I thought the ECO will do credit check and refuse visa on credit card defaults ,I not want to risk our future , and it would take 6 years to clear debt.Called CAB about this and own laywer but still not sure where i stand
Appreciate more help on this

[aromulus]

THANKS..
I Will consider trip TO pHILIPPINES,but difficult in my work to get the time off,
got the 2k and regular income,but, if I thought the ECO will do credit check and refuse visa on credit card defaults ,

As far as I am aware, the ECO will only check the bank statements ( the last six months worth) and not do a credit check on Visa/Mastercards.
If you were to repay your credit cards through a different account, it wouldn't show on your regular bank account, from which you supply the statements, and thus avoid akward questions....