OK, Here's some more about me, my Lady, my hopeful plans and of course the questions

I 1st stumbled across yahoo messenger in 2003 where around the same time I encountered my 1st ever filipina, since then I've just been in love with filipinas. In the 3 years since I've chatted to many ranging from the young 18 year olds trying to sell me their videos to the 50+ year old virgins, the younger naive scammers asking for help with their college fees before even introducing themselves to the more experienced "poor" filipinas who struggle to make ends meet whilst appearing to be online 24/7 multi chatting with their top of the range mobile phone endlessly glued to their ears. You name them, I've met them but one thing I will always say is they've always been polite and well mannered, even after I've been blunt with them. Of course they're not all scammers, I still have some on my list from 3 years ago who have since met a Brit and settled in this country, others I ended up losing contact with when they went abroad to work.

Anyway, on to my Lady . After 3 years I'd virtually given up hope of finding online and was happy to concede defeat in my quest to find Ms Right until early June this year I got a PM from maganda ko. Strangely enough I'd not even replied her for about an hour as I was being 'interviewed' by many other filipina that afternoon, you know the interview I mean, asl?, what's your job?, can I see you?. As it was my cam wasn't working that day and very few filipina seem to use MSN so eventually I got around to replying to maganda ko. It wasn't long before I got to see her cam and as soon as I saw her I knew I was interested. My only problem was my cam never worked and it's normal for filipina to simply move on if they cant see you but somehow my best lines came out that afternoon and somehow she remained interested and we added as friends. Since then we've chatted regular with both cams working and everything just seems right with her. She accepts I'm poor, she's never asked for anything, not even a hint. She's always reliable, on time give or take 10 minutes, a good head on her shoulders, rarely moody barring red flag but then she's just a little less chatty than normal. All in all she's someone I seriously want to meet.

As for our future, I'd like to think I'm going in with both eyes wide open. Yep, she's separated (had to be a catch somewhere eh) with 2 young daughters so any possibility of marriage is a long way off yet but luckily it's early days and we can deal with annulments as and if our relationship progresses, it's something we're both understanding of.

Now for the questions. Basicly I'm flying out hopefully before Christmas (preferably no later than mid December) on what will be a low budget trip. My Lady is a simple lass who's only requirement is love and understanding, no need for expensive gifts etc, no need for expensive hotels. Our rough plan at the moment is I fly to Cebu and she comes to meet me there.. We spend a couple days in Cebu and then get the ferry to Butuan City where we get taxied to Bislig where I simply move in as part of the family.

As already stated this will be my 1st ever time abroad so when it comes to getting plane tickets I'm absolutely clueless. Can I presume when I buy a return ticket I need to fly out within its validity date and I can return anytime within my 21 days/visa/visa extension date or do I need ask for a specific longterm return ticket? What's the best way to purchase a ticket bearing in mind I dont have a debit/credit card (although I maybe able to use a friends card I'd sooner not use this route). When is the latest I can book a ticket to ensure I arrive in Cebu no later than December 15/16? What other expenses are there aside from buying the ticket, tax etc?

Visas. As I'm aware I can enter Phils freely for 21 days, is it easy to get an extension once in Phils without having to go to Manila?, I did read it could be done by visiting BOI in Cebu. I would use the official channels here in UK but I have concerns over my new postal address. Basicly where I'm moving to is a newly developed building and the new address and postcode is still not being recognised on a lot of systems, Royal Mail being one system and BT being another hence why I'm being held up moving, maganda ko doesn't want me offline for a few weeks. Anyway, a 59 day visa is a must, even if we dont like eachother I still want a damn good holiday in Phils, ideally we do get on well from the off and I can stay anything up to 12? months max although I think 6 months is probably long enough for a 1st visit.

Money. I did read I can only take a maximum p10000 through customs, is this true?, it seems pathetically low. Travellers cheques, are they widely accepted, I'm thinking more in Mindanao as I'm sure they're ok in Cebu. Pounds or dollars? Which is easiest to convert to pesos in Phils?, I'm guessing dollars but i'm losing so much on conversion rates. Any other ways of accessing money in Phils? (once again I dont have debit/credit card and my ATM card is very basic)

Health Care. Ideally I'd like to be insured but if I dont know how long I'm there for then I guess this will be difficult? Which vaccinations are a must, I do want to be protected against mosquito with all this dengue that's going about, how long before I travel should I be getting the necessary vaccinations? My own Dr is a walk-in surgery, will I need to make a special appointment?

Jeez, wake up everybody, I do apologise for typing so much. I'm sure there's more questions but maybe I best stop typing for now