Hello guys,
I would like to ask where i may be able to open my own bank account here in England. I arrived 3 weeks ago. Me and my hubby went to 2 banks already and they need at least 2 utility bills that reflects my name but of course we dont have that. What I have is my passport/visa. Do you know a bank that will allow me to open my own account with only a passport/visa as my identification? thank you and god bless you all.
... not that easy to open one anymore.
That's why you should NEVER close one down.... even if you leave just £1
in the account.
I'd suggest you apply for your National Insurance number .... that will be
dispatched to your address... and addressed to you.
That at least proves that the UK Government are aware of you, and accept
that you are who you say you are.
..... perhaps a letter from the Doctor's surgery where you are registered ?
I'd also suggest you try & produce a statement from your Filipino bank, and
show them that you a "legitimate" user of the banking system.
.... and finally, could you get your husband to phone the utility companies
& get your name added to the bill ?... ie Mr & Mrs Smith, 123 High St.
After you've received the "amended" bills, then he can switch them back.
No man is an island, but Barry is
hi Pinoyni,
when I arrived here I also encountered that when we tried opening an account for me with HBOS, they asked us utility bills as well but when we go to Lloyds TSB they just asked for my passport and checked my visa, maybe it helps if u try opening where ur hubby's bank is..
agree with u Blubirdjones..Originally Posted by Bluebirdjones
Hi Pinoyni,
As soon as i got here i also did the same. I went to several banks to enquire for the requirements needed in opening one.
Natwest bank needs utility bills (as proof of address) with your name on it aside from the passport. They don't accept the notice from doctors. That is only for ages until 18 y.o.and the medical card as well.
I went to HSBC and was told to submit the same. So my husband added my name to the utility bills.
Barclays needs the same requirements and/or a bank statement from your Phil. bank showing an account is properly maintained.
If you don't have utility bills under your name yet but want to have your own account then convert your husband's acct into a joint account first( submit the requirements), then you can have your own personal account as they need the first account to be established first.
To simplify this, you need your name on the utility bills bec that is always one of the requirements.
" The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
They are the ones who care about you, take care of you, those who, no matter what, stay close by... "
my wife applied for and got a provisional uk driving license and used that as proof of address. Barclays were happy with just that and her passport. This was a few years ago so things may have changed since then.
Yeah i forgot to add the driving license.Should always present 2 valid id's.
" The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
They are the ones who care about you, take care of you, those who, no matter what, stay close by... "
Through online banking I opened a second account on my name, and when Jet arrived we went personally to the bank and had her added on it, as a joint account holder.
Easy, peasy..........
I would sugest that would be the quickest way, Then maybe after a short time you could open an account in your own nameThrough online banking I opened a second account on my name, and when Jet arrived we went personally to the bank and had her added on it, as a joint account holder.
Easy, peasy..........
I believe that one of the holders names can be taken out after a while.
elena opend an account at barclays, and they asked for passport and 1 utility bill with her name on it, i had her put on the council tax bill
I go for HSBC ,they only ask my Passport
That means they are inconsistent???
The banks that i've been to asked for at least 2 id's. Aside from the passport you should present one more.
" The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
They are the ones who care about you, take care of you, those who, no matter what, stay close by... "
I went to Barclay but i got rejected cause they dont accept my ID drivers license (from PI)Actually I am holding it now while replying to you...They call it passport bank account,(HSBC)That means they are inconsistent???
The banks that i've been to asked for at least 2 id's. Aside from the passport you should present one more.
What is a passport bank account?
Every bank i approach gave me a leaflet where all the requirements needed to open an account can be found.
Thanks Juliet...
" The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
They are the ones who care about you, take care of you, those who, no matter what, stay close by... "
When my wife arrived almost 2 months ago, we went straight to the bank to open an account. I'm already with HSBC and we opened a bank account plus joint account, so I still have my own account too.
All I needed was my council tax which was just in my name. And because we're married the manager gave us a manager dicression to open the account, because of my wifes situation having just arrived in the country for a few days.
Maybe its because we where opening a "plus" account. They take you to the front of the que in another part of the building, felt like royalty.
Here is the # 0800 130 130 and I open at Gorleston branch (Great Yarmouth)and the name who assist us is...Carrie Gibbs here ,I can also give you her email add,so no cost sending her email,and you can ask about this Passport Bank AccountWhat is a passport bank account?
Every bank i approach gave me a leaflet where all the requirements needed to open an account can be found.
Thanks Juliet...
P.S here i found the website for you hsbc.co.uk/passport hope it helps
Well said Potpot143.HSBC Passport Bank Account is a service designed for anyone moving to the UK or recently settled in the country. HSBC Passport has an initial fixed term of 12 months and is renewable monthly afterwards. HSBC Passport has a £6 per month fee.
After 12 months you'll have the option to stay with HSBC Passport.
Thanks.
Cheers!
" The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
They are the ones who care about you, take care of you, those who, no matter what, stay close by... "
after 12 months they will find you the right account for you,I just put like this...banks required ID's but since we just arrived in the country,we cant show any,and the one we had,isn't acceptable....so I am sure after a year or 12 months,well I had my ID's and everything...that is the time you can choose which bank you like...its just like stepping stone IMO and I just reply on this thread for what I had done in my experience (wink)HSBC Passport Bank Account is a service designed for anyone moving to the UK or recently settled in the country. HSBC Passport has an initial fixed term of 12 months and is renewable monthly afterwards. HSBC Passport has a £6 per month fee.
After 12 months you'll have the option to stay with HSBC Passport.
best to open in halifax if you are first timer passport/visa is ok for them
all things are possible!
Thank you all for your informative responses. I will certainly take all your suggestions into action. Take care and have a nice day
in either opening a new account there for herself, or banking jointly if and when she starts work.
Hello guys,
I was the one asking for help as to where to open a bank account that will only require a passport. I tried HSBC, Halifax and they require another identification such as utility bills, driver's license (which i dont have) so i guess i have to wait for the utility bill with my name on it.
Thanks everyone and have a nice day.
hi pinoyni,
got the same situation years ago when i was new here, does your husband got a utility bill w/ his name on it? what we did was my fiance included my name on our water bill so it appeared as my name and his name on it. then we went to hsbc presented my passport and utility bill and they gave me a passport account.
it will take you ages before you could have a utility bill in your name because all of them is doing credit searches and since you are new they will decline you.
good luck.
"Success is not about how much money you have; it's about the choices you can make in life"
Just to say it will be hard for me to get, phone line, cable/sat tv, etc. when I return to the UK (oh you lucky country). This is because I do not have any utility bills etc from the UK, I do not have a UK address to run a credit check on.
Should I divorce my wife because of this Bornatbirth?
Can't see any of his posts on this thread to reply to.....
And none have been deleted....
Can I share whatever you are smoking....?
Sige na.....
My first employer sent letter to Bank of Scotland for an opening account. I also opened one in Abbey. Just passport was okey. But I closed my BS and Abbey left and wanting to have one at Barclays.
That was my problem when I applied at Barclays. They need any bills but I have nothing. They said even phone contract bills any bills. But really nothing for 3 years. She said you are so lucky!!! Then they asked my Abbey's bank statement and found out the post code was wrong. Problem again. It took 2 weeks to sort it.
I'm happy now I got my Barclays Debit Card
'good to hear that penny coz i have barclays debit card alsoMy first employer sent letter to Bank of Scotland for an opening account. I also opened one in Abbey. Just passport was okey. But I closed my BS and Abbey left and wanting to have one at Barclays.
That was my problem when I applied at Barclays. They need any bills but I have nothing. They said even phone contract bills any bills. But really nothing for 3 years. She said you are so lucky!!! Then they asked my Abbey's bank statement and found out the post code was wrong. Problem again. It took 2 weeks to sort it.
I'm happy now I got my Barclays Debit Cardwe gonna use this one day[when we meet some day]to go shopping
'good to hear that penny coz i have barclays debit card also
You really love shopping Ana
Seems I cannot escape shopping if I'm with you
OK let's go to Paris, they are number one in fashion
I have friends there who can accommodate us for Free
Hi aro,
No it was in another thread, just trying to elicit a response and get some commonality. Failed.
Don't smoke, well the occaisional shisha with apple flavour tobacco. Tried to get mint flavour but it really takes your breath away.
http://www.hsbc.co.uk/1/2/personal/c...port?WT.srch=1 thats it....I search for you Miss iye and you can see there also the small red book,thats what i had all the info
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