after 12 months they will find you the right account for you,I just put like this...banks required ID's but since we just arrived in the country,we cant show any,and the one we had,isn't acceptable....so I am sure after a year or 12 months,well I had my ID's and everything...that is the time you can choose which bank you like...its just like stepping stone IMO and I just reply on this thread for what I had done in my experience (wink)![]()