I will have no 2nd thought if Philippines as hubby is eager to retire in Pinas
Will choose Singapore too. I can easily invite my friends and relatives to stay with me for a while, I can easily travel to Pinas if I feel homesick, Will not think yet about studies of your kids as they're still young. Will save money for that. Very clean country, chinese food, singaporean noodles and other fooods!
Nice weather, compfortable
