Sounds like you`re an advertiserBenefit of Smart Money when it worked
1. Loads from PayPal
2. No transaction charge
3. Decent exchange rate - unless you were loading PayPal from a credit card. Then you were/are at the mercy of the credit card/card provider.
Theoretically I qualified for immediate clearance of funds...but...despite being contacted by the President (whatever that inflated title meant) and told the account qualified for "immediate clearance" it usually took up to 3 days and nearly always needed reverification by sending a picture of my passport & a utility bill.
Downside
Smart Money card can't be used to verify a Philippines Pay Pal account - but then verifying a Philippines PayPal account is one of the world's remaining great conundrums!!
pldtonline also can be used to reload Smart phones within seconds - but not Smart Bro!!
What a complicated and difficult country!!!!!!!!!!!!! Who is it who gets paid to complicate such simple processes to the detriment of normal peoples enjoyment of a simple life.![]()