I think that as long as you you have your own room and it's a double bedroom, that's all they will be interested in. Four people in a house with two double bedroons could not be classed as overcrowded. You will of course need a letter from your mum stating that she has agreed to let you both live there until you find a place of your own.
Iain.
From what you have said there should be no need (assuming it's a normal flat/house). I can understand though why an immigration lawyer has told you to get one - they are just playing it safe.
Have you checked with your local council? If they can offer the service quickly for nothing then you have nothing to lose by getting them to provide the certificate (though I personally still wouldn't bother...).
The application form for visa asks how many rooms you have excluding IIRC the kitchen and bathroom. Including photographs and dimensions may also clarify matters
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