I am! And HAVE been [many, many times throughout the sixty-four years + I've inhabited this planet]. Take this afternoon, for example ... no, on second thoughts, I shall (with great difficulty, I might add!) desist from boring you to tears with a graphic account of the "lurid" details. But it would be interesting to hear about others' tales of woe, arising from the occasion(s) when MISfortune smiled -or, more accurately, grimaced - upon them through no fault of their own [or anyone else].