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Thread: Got my Provisional Licence but can't drive my husband's car :(

  1. #31
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    Quote Originally Posted by trader dave View Post
    JUST A QUICK TALE AND A WORD OF WARNING TO ALL FILIPINAS WHO ARE GOING TO DRIVE


    PUT YOUR CELLPHONE IN THE BOOT

    my ex wife had hers in a bag in the footwell of the passengers seat she was driving at 60mph and tryed to reach over to answer the call lost control of the car went down an embankment rolled the car 8 times the roof was squased right down to the headrest only the fact that she was so short or her head would have been flattened my 8 yr old son was in the back the emergency services was amazed they walked away injury free GOD WAS SMILING ON THEM

    just a word of caution guys

    yes pinoy tawi


  2. #32
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    Quote Originally Posted by bornatbirth View Post
    trouble is that putting your name on his insurance,they think the car is for you only and they charge a lot more to cover both of you?

    get yourself a small secondhand car like a 1 litre and insure in your hubbys name and add your name too it!

    btw i think its best you get some lessons first without your hubby there!

    i took my wife to a quiet road to try my car for the first time as she can already drive...well lets put it like this,i think a few refresher lessons are needed!!!
    Regarding the Insurance

    Thats what many people with their children or new drivers do but just be aware i belive that can void the insurance.
    Ie saying in the Hubby or parents name but really the first driver is a newly qualfied person.

    They may never found out but if the insurance company find out you use that car everyday taking it to work or college etc.

    Its just the usual heads up and thousands of couples and families im sure do it and never have any problems.
    Oh lord why did you make so many clothes and shoe shops


  3. #33
    Respected Member LadyJ's Avatar
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    Quote Originally Posted by trader dave View Post
    JUST A QUICK TALE AND A WORD OF WARNING TO ALL FILIPINAS WHO ARE GOING TO DRIVE


    PUT YOUR CELLPHONE IN THE BOOT

    my ex wife had hers in a bag in the footwell of the passengers seat she was driving at 60mph and tryed to reach over to answer the call lost control of the car went down an embankment rolled the car 8 times the roof was squased right down to the headrest only the fact that she was so short or her head would have been flattened my 8 yr old son was in the back the emergency services was amazed they walked away injury free GOD WAS SMILING ON THEM

    just a word of caution guys
    They're indeed lucky! Hope she learned a lesson
    Not an expert, I only try to help.


  4. #34
    Moderator joebloggs's Avatar
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    Quote Originally Posted by miss.piggy View Post
    time to get another car???
    time to get another hubby







  5. #35
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    Lets not jump the gun. I`ve found another insurance company and transferred it as from midnight tonight. No problem just a shock that Tescos insurance wouldnt cover Chryss. Maybe they`ve seen her drive
    Anyway, me mam works for NFU insurance and they covered us both for an increase of just £60 for the year. Also the excess is less too.
    Adam


  6. #36
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    Quote Originally Posted by Ann07 View Post
    with my ds so handy
    Quote Originally Posted by LadyJ View Post
    Yeap, just keep reading and learning and reading and learning.. Only yourself can tell if you're confident to take your test or not.

    A lots of free videos and websites to read about theory test, just bare in your mind the hazard perception is a bit tricky so give yourself of extra time learning it.
    Quote Originally Posted by LadyJ View Post
    For me is not really good idea to learn driving then stop then go back learn driving again, dont leave gap in between of your driving lessons, as you have chance to forget what you learned, it willl only cost you more money and time!

    I did 2hrs per week starting late May 2008 then passed my driving test Middle of Sept 2008 so I did in total of 31 hrs of driving lessons, I also spread the cost of my driving so it doesnt hurt in my pocket

    Goodluck to you too!
    Quote Originally Posted by LadyJ View Post
    I bought cd from ebay, i borrowed books from friends, I watched free videos online (youtube), I read what people says in learning driving forum, etc etc, you know it's like applying a visa to UK. it's not easy but it's all worth it!
    Quote Originally Posted by Ann07 View Post
    You are very resourcefull Anne
    Thanks for your advices Anne & Ann! Very helpful. I wish to drive soon too as I'm longing for independence too lol... I love driving in the PI (oh yes!) but hehe, I'm a bit worry to drive here as there are so many laws and restrictions hahaha and you can't pay the police. lol


    Quote Originally Posted by bornatbirth View Post
    get yourself a small secondhand car like a 1 litre and insure in your hubbys name and add your name too it!
    Would love to buy another car...


    Quote Originally Posted by trader dave View Post
    JUST A QUICK TALE AND A WORD OF WARNING TO ALL FILIPINAS WHO ARE GOING TO DRIVE
    PUT YOUR CELLPHONE IN THE BOOT
    my ex wife had hers in a bag in the footwell of the passengers seat she was driving at 60mph and tryed to reach over to answer the call lost control of the car went down an embankment rolled the car 8 times the roof was squased right down to the headrest only the fact that she was so short or her head would have been flattened my 8 yr old son was in the back the emergency services was amazed they walked away injury free GOD WAS SMILING ON THEM
    just a word of caution guys
    Oh my momma, that was miracle! (and good thing she's short too , saved her life) Yep, never ever answer calls & send text messages! Lots of road accidents involve mobile phones


    Quote Originally Posted by joebloggs View Post
    time to get another hubby
    Lol, that's not an option


  7. #37
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    Quote Originally Posted by adam&chryss View Post
    Yesterday i received my provisional driving licence.. me and my husband were both happy. He decided to put me in his car insurance so i will be able to drive his car with him. Last night we were talking about it and thinking possible places that i can drive without other cars coming in.

    Then my husband just called me and told me that i'm not allowed to drive his car even i have my prov licence or even if i'll have my full licence in a year. Because his car is a sporty car

    The insurance won't accept me Mind them, i'm a better driver than them i'm pretty sure
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!


  8. #38
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    As far as being a sporty car goes, its only a Mondeo ST TDCI !
    Just called Tescos insurance and it turns out that cos they refused to cover Chryss on my policy they have to waive the cancellation charge which was 1 months premium + £10
    And I also get £8 refund from my last payment, so its not all bad.


  9. #39
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    Quote Originally Posted by Jamesey View Post
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!
    I think some insurance companies will give you some NCD even though you`ve been driving a company car if you can prove that you havn`t had any accidents during that time.
    Maybe someone has experienced this and can help you?


  10. #40
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    Quote Originally Posted by adam&chryss View Post
    I think some insurance companies will give you some NCD even though you`ve been driving a company car if you can prove that you havn`t had any accidents during that time.
    Maybe someone has experienced this and can help you?

    I have heard the same worth asking your faclities department or whatever they call themselves at your place of work.
    Oh lord why did you make so many clothes and shoe shops


  11. #41
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    Quote Originally Posted by Jamesey View Post
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!
    When I first arranged the insurance for my wife's car a couple a years back I didn't find much difference in the prices between third party and full comp. I did though find a massive difference in prices between different companies. Some insurance companies were quoting over £1000 and others wouldn't even insure her because of the type of car (it was deemed too 'boy/girl racerish') though in the end I only paid ~£350.


  12. #42
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    Quote Originally Posted by bornatbirth View Post
    trouble is that putting your name on his insurance,they think the car is for you only and they charge a lot more to cover both of you?

    get yourself a small secondhand car like a 1 litre and insure in your hubbys name and add your name too it!

    btw i think its best you get some lessons first without your hubby there!

    i took my wife to a quiet road to try my car for the first time as she can already drive...well lets put it like this,i think a few refresher lessons are needed!!!
    Quote Originally Posted by Sophie View Post
    I think that's expected, if she is driving in the philippines which is left hand drive while it's the opposite here in uk,
    so she needs to re-adjust what she's been used to, not to mention getting on the right side of the road, lol
    and also driving here should be quicker and faster as there's no traffic, lol,
    manila is a traffic zone, so you get used to a more slow-pace driving there....
    unlike here, you don't see any heavy traffic on main roads....well atleast from where i live, lol, not sure about the others......
    will start that tonight, after hubby get back from work


  13. #43
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    Quote Originally Posted by trader dave View Post
    JUST A QUICK TALE AND A WORD OF WARNING TO ALL FILIPINAS WHO ARE GOING TO DRIVE


    PUT YOUR CELLPHONE IN THE BOOT

    my ex wife had hers in a bag in the footwell of the passengers seat she was driving at 60mph and tryed to reach over to answer the call lost control of the car went down an embankment rolled the car 8 times the roof was squased right down to the headrest only the fact that she was so short or her head would have been flattened my 8 yr old son was in the back the emergency services was amazed they walked away injury free GOD WAS SMILING ON THEM

    just a word of caution guys
    nice to know that they were both fine.

    i'm not a speedy driver. and i always forget my cellphone at home everytime we go out. though hubby reminds me to take my cellphone always.

    thanks for that info .. i will never answer my cp when driving specially when our 2 kids are with me. i can't risk their lives just for a phone call


  14. #44
    Respected Member Ji&Ma's Avatar
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    Quote Originally Posted by adam&chryss View Post
    nice to know that they were both fine.

    i'm not a speedy driver. and i always forget my cellphone at home everytime we go out. though hubby reminds me to take my cellphone always.

    thanks for that info .. i will never answer my cp when driving specially when our 2 kids are with me. i can't risk their lives just for a phone call
    CP in the car? 1) you are breaking the law if you are using 2) it is really dangerous 3) even ringing of the CP can distract you from driving pretty much
    So in my opinion it is better to switch it off completely when driving...
    Jiri & Maricel


  15. #45
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    Hmmm, may provi license lang, snob na ang off line ko, nice ah,

    Anyway, dito nlg kita batiin sa thread na ito, Happy Wedding Anniversary


  16. #46
    Respected Member Pepe n Pilar's Avatar
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    Quote Originally Posted by adam&chryss View Post
    Yesterday i received my provisional driving licence.. me and my husband were both happy. He decided to put me in his car insurance so i will be able to drive his car with him. Last night we were talking about it and thinking possible places that i can drive without other cars coming in.

    Then my husband just called me and told me that i'm not allowed to drive his car even i have my prov licence or even if i'll have my full licence in a year. Because his car is a sporty car

    The insurance won't accept me Mind them, i'm a better driver than them i'm pretty sure
    congrats Chryss!... wow a sporty car... what amazes me is the wind screen wiper, it is automatic it detects the water and doesn't need the buttons to press on.I thought there was a ghost!
    " The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
    They are the ones who care about you, take care of you, those who, no matter what, stay close by... "


  17. #47
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    Quote Originally Posted by adam&chryss View Post
    Yesterday i received my provisional driving licence.. me and my husband were both happy. He decided to put me in his car insurance so i will be able to drive his car with him. Last night we were talking about it and thinking possible places that i can drive without other cars coming in.

    Then my husband just called me and told me that i'm not allowed to drive his car even i have my prov licence or even if i'll have my full licence in a year. Because his car is a sporty car

    The insurance won't accept me Mind them, i'm a better driver than them i'm pretty sure
    Lucky you atleast your hubby will let you drive his car, my hubby wont let me and always remind me to be careful getting in and out cos i might scratch it with my heels


  18. #48
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    Quote Originally Posted by Ji&Ma View Post
    CP in the car? 1) you are breaking the law if you are using 2) it is really dangerous 3) even ringing of the CP can distract you from driving pretty much
    So in my opinion it is better to switch it off completely when driving...
    Thanks Ji!

    Quote Originally Posted by Mrs.JMajor View Post
    Hmmm, may provi license lang, snob na ang off line ko, nice ah,

    Anyway, dito nlg kita batiin sa thread na ito, Happy Wedding Anniversary
    kaw talaga! lolz
    c hubby kc madalas may gamit ng pc eh.. thanks ate juliet!
    muahugz!

    Quote Originally Posted by Pepe n Pilar View Post
    congrats Chryss!... wow a sporty car... what amazes me is the screen wiper, it is automatic it detects the water and doesn't need the buttons to press on.I thought there was a ghost!


    Thanks sis!

    Quote Originally Posted by Terrielicious View Post
    Lucky you atleast your hubby will let you drive his car, my hubby wont let me and always remind me to be careful getting in and out cos i might scratch it with my heels
    I guess he loves me more than his car, hahaha!

    Well, I started my first lesson with him last night
    Though he was calm.. I was really nervous knowing he's the one teaching me. Now I can relate with other wives when they complained about their hubby's teaching them how to drive. The more you want not to have mistakes the more you'll have it

    I already know how to drive back in the PI. And yesterday we nearly had an accident It was my fault, I was really nervous and didn't concentrate much


  19. #49
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    You'll find you are not allowed to drive any insurance high class vehicles such as 4x4's, sports cars, etc. Obvious reason for this, and the main reason you only see driving instructors using cheap small cars.

    You can however drive it on private land. So we'll expect to see you driving up & down on runway R24 at Heathrow
    Keith - Administrator


  20. #50
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    Quote Originally Posted by Win2Win View Post
    You'll find you are not allowed to drive any insurance high class vehicles such as 4x4's, sports cars, etc. Obvious reason for this, and the main reason you only see driving instructors using cheap small cars.

    You can however drive it on private land. So we'll expect to see you driving up & down on runway R24 at Heathrow
    That's a good idea


  21. #51
    Respected Member aug06_2006's Avatar
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    I started already my driving lesson and my hubby is my instructor as of now hehehe! I'm still learning about basic...


  22. #52
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    well done Chryss in having ur provisional license, I hope you manage to sort out the insurance thingy..

    Quote Originally Posted by aug06_2006 View Post
    I started already my driving lesson and my hubby is my instructor as of now hehehe! I'm still learning about basic...
    wow that's good to know sis Liza..Goodluck am sure u can make it..pls give my kisses to baby Liam..


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    Quote Originally Posted by kimmi View Post
    well done Chryss in having ur provisional license, I hope you manage to sort out the insurance thingy..:
    Nice to see you back sister, it doesnt matter where did you roam,its always nice to see you back home


  24. #54
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  25. #55
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    Quote Originally Posted by kimmi View Post
    Hi Kimmi!! nice to see you here too!


  26. #56
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    Quote Originally Posted by Mrs.JMajor View Post
    Nice to see you back sister, it doesnt matter where did you roam,its always nice to see you back home
    Quote Originally Posted by kimmi View Post
    :erm::erm
    i have learnt to do what my wife says!


  27. #57
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    Quote Originally Posted by aug06_2006 View Post
    I started already my driving lesson and my hubby is my instructor as of now hehehe! I'm still learning about basic...
    Good luck sis!

    Quote Originally Posted by kimmi View Post
    well done Chryss in having ur provisional license, I hope you manage to sort out the insurance thingy..
    Thanks kimmi!


  28. #58
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    Quote Originally Posted by Jay&Zobel View Post
    Hi Kimmi!! nice to see you here too!
    thanks for the warm welcome Zobel..

    Quote Originally Posted by adam&chryss View Post
    Thanks kimmi!
    u're more than welcome Chryss..


  29. #59
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    Quote Originally Posted by kimmi View Post
    well done Chryss in having ur provisional license, I hope you manage to sort out the insurance thingy..



    wow that's good to know sis Liza..Goodluck am sure u can make it..pls give my kisses to baby Liam..
    Tnx Kim. Anyway, ask lang sana ako..kailangan pala ako kumuha nag insurance or authomatically covered na ako sa insurance ng hubby ko?

    Got confused HEHEE!


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