i was just once scared here but not with ghost..
when hubby went out to watch ACDC concert. I couldn't sleep coz was thinking that someone might knew hubby was out and he would enter our house. i heard noises that someone was trying our door. well of course that was just me thinking it.
i think i have harpaxophobia or xenophobia... when i was in PI, i hate walking in a crowd always thinking that someone is behind me and following me to rob/snatch something from me.
everytime i see unpleasant/scary looking guys i'm scared. i always look behind if someone's following me when walking.