Hello Barbra, welcome in here
I guess here is answer to your question: Getting a VISA to France
Take a look in there, it is official pages of French Ministry of Foreign Affairs so I reckon you'll get the information needed - depends on how long you plan to stay in there as there is different conditions for short and long stay VISA.
For a short stay you'll need to provide proof of insurance as I've seen on these pages.
Good luck in your application
