Very true! That is the most hard part of business. I have friend who owned a travel agency and other one who owns Recruitment agency. I worked with them and to be honest, they have bonds when they established their business. They cannot establish it if they have no bonds and big capital. I am not sure if Consultancy agency needs to have bonds nor big capital to engage in that business. If you need to know more about recruitment and travel business, I can share you her email add. You can get much advises from them. Your business are similar in some areas.