Quote Originally Posted by aphrodite78 View Post
that's why agencies should only charge when the applicants pass the test specially their medical. processing fee etc is payable as soon as they pass the test. they are allowed to charge equivalent to one months salary anything more than that is illegal. there are agencies that doesn't charge a single centavo, the cost(s) is billed to the employer but your qualification must be really good.

like what i said i only based my opinion from my previous experience. like what other members are saying 400 applicants accusing your firm is a lot to be honest. i'm sure the truth will come out and when it does i hope whoever is lying get what they deserve. why don't you also use the media? show the proofs etc i'm sure they will listen. remember the saying "innocent until proven guilty". i hope you get all the help you can get.
My nephew got work in Canada and he paid only his medical. Also my cousin who works in a hotel in Canada with no expenses paid except medical. One month salary is the legal for Recruitment agency charge. But some agencies ask for more and applicants pays more than that as long as it is genuine. In the recruitment agency I worked for, We are not allowed to receive/ask money from applicants. It is posted in every corner of our office. If someone accepts money, then the boss will file a case against us before the applicants file a case against the owner of the agency. All staffs is under the jurisdiction of management/owner. They are the ones who is liable for any damages if we commit something illegal when it comes to receiving money. Ony cashier has the right to accept it with official receipt.

While in Travel Agency, they are not allowed to recruit people. But some agencies do it as it's more easy money. They help applicants in providing some docs for tourist visa and they can fly to Italy,France whatever. But never the travel agency I worked with. We never do as if we caught, it is unbailable and big embarrassment to us.

Quote Originally Posted by Arturo View Post
Actually, yes in some cases that is possible, but mostly its by deposit and pay as you go! I can confirm, having put my youngest through university and paid the course fee's and accomodation fee's periodiclly as required by her progression.

I dont know about PI, but in the UK and most other places, a business will need to have cash or credit with the banks. Its illegal to operate a business which is not solvent, ie enough cash, credit or reserves to over its overheads / creditors. The theory is you can stop the business anytime, pay everbody owed money and tak ewahts left after taxes.

There are business's which supply goods and or services and some take deposits. These are supposed to be kept separate from the funds used to keep the business running - to cover refunds or cancellations.

Its all about accountability.
You're right, I searched about study now pay later in Scotland and there is.
We have also that in the Philippines in 1980's during the Marcos regime. I had classmates who were finished their course thru that scheme. We have also COCOFED scholars during that time. But never heard anymore about study now pay later these days.

We do have bonds/funds if we establish that kind of business. It helps their applicants to shoulder some expenses for applicant's applications etc. I'm not sure if POEA still holds the funds/bonds this time.