We spent around 80,000 peso last year on hospital fees when my daughter was born, a couple of days later I was talking to my taxi driver and found out that his wife had just given birth as well, total cost 1100 peso

God knows what kind of care his wife got.
Lastly as an example of the kind of emergencies that always happen, a few days before my daughter was born last year my partners neice was also giving birth, she is only 19, she nearly died in childbirth she was haemorrhaging badly after delivery and no one in the family could help everyone was broke (and we have a few OFW's in the extended family) anyway it was left to me I had to help what choice did I have, I knew this girl really well she was my future brother in laws youngest, could I let her die?
This is what you are letting yourself get into when you get involved with a Filipina, don't get me wrong the adventure is huge and the rewards will help you grow up in ways that you never imagined possible, it will make a better person of you, but is it no easy path to paradise getting involved with a Filipina, they are a very beautiful people with the richest souls I have ever met but they live in a complicated world.
Jim