We had the same problem back in June with my hubby was here in phils, after getting money 2nd time thru cash machine it cannot be processed then i received a text from his mum saying the bank texted her they need to talk to my husband. When i got home i told him what had happened, he was angry coz before coming here he spoke with the bank that he will be here for a holiday which they said its ok to use his card. They never text nor call my husband to explain why they stop the card might be thinking it will cost them if they do. But thankfully after my mother in law's constant text to the bank they called my husband then asked for infos to be sure it wasnt a frauder or something. After no problems at all but the damage has been done