My wife and I have had trouble with NATWEST debit cards and ATM's in the Phils. One of the problems is that MAESTRO is an unregognised brand in the Phils..
We have never had a problem with a HSBC VISA debit card..
AJ
u can use ur NATWEST card in BPI Banks, because they do accept MAESTRO..my sister is also using NATWEST debit card and it seems okey up to now..