Thank you, i have only one very gray area, my savings ect. I have six months bank statements showing regular good income from my job.THe thing is i used my savings to buy and sel cars for profit to help us in our mariege.So a couple of times i have diped into my agread overdraught of 1500. But before i go this october i will have all moneys back into account over 4000. Do i stand a chance >>>??? thanks guys and good luck god bless. kenny and marlyn. Please excuse my dyslexia.