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Thread: Current account and savings?

  1. #1
    Respected Member ron's Avatar
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    Current account and savings?

    Im just wondering if i have done the right thing with my current account. I have savings there of about 3000. After each month this increases slightly and unfortunately i have never tranfered to a savings account. Do you think its a requirement to show a seperate savings account rather than it sitting in my current account. Whatever is left after each month is like saved in the final balance.

    At this stage i dont really want to transfer now as tooo near to my wife going to apply her visa. I hope i havent made a mistake not doing this?

    rON


  2. #2
    Respected Member bornatbirth's Avatar
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    what 6 account statements are you sending for the visa?

    just keep enough in that one,to show your incoming and out going.

    do what ever you like with any other saving you have,just give the details of all your saving for the visa.
    i have learnt to do what my wife says!


  3. #3
    Respected Member ron's Avatar
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    hello nagain and thanks for your reply. I was just stating that i dont transfer any monies to a savings account to show. I have been just leaving in my normal current account. The remaining balance each month after all bills is normally what is saved amount.


  4. #4
    Respected Member bornatbirth's Avatar
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    then just keep it in the bank account,to show you have plenty money
    i have learnt to do what my wife says!


  5. #5
    Respected Member ron's Avatar
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    I was just wondering if i should transfer to savings account so the ECO will see its savings. LoL. I suppose it dont matter were it is as long as they can see it. Thanks Bornatbirth again.


  6. #6
    Respected Member bornatbirth's Avatar
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    to be honest i dont think it matters where the money is,as long as you have some
    i have learnt to do what my wife says!


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    Respected Member whiteraven's Avatar
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    as long as you have around £3000 and its been growing over the six months it doesnt really matter what kind of account it is in. good luck on your application


  8. #8
    Respected Member ron's Avatar
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    My wife once thought i was rich and then i told her the truth. At least she didnt marry me for my money. She would laugh and say He dont have any

    yes our application is very soon 2 more weeks and here we go.


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    Respected Member GaryFifer's Avatar
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    Try INGDIRECT, they allow you to move it back and forward easily. Only takes 3 days when you move it. They do not penalise you if you take it out,which is nice...err that wasn't rude was it..
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


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    Quote Originally Posted by whiteraven View Post
    as long as you have around £3000 and its been growing over the six months it doesnt really matter what kind of account it is in. good luck on your application
    Yeh, that would be about right

    I would also suggest, write a covering letter explaining that your savings are included in these current account statements, and you're


  11. #11
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    Quote Originally Posted by ron View Post
    My wife once thought i was rich and then i told her the truth. At least she didnt marry me for my money. She would laugh and say He dont have any.
    Exactly the same in my case
    Every day we tell this to people here in the Philippines (they still don't believe it thought that a whitey can be poor-ish

    I just ask them, how many hundred-thousand peso are you in debt right now? They laugh and say something like "I owe 500 peso to my Ate". I'm like, I owe 250 thousand peso to Visa!

    LoLz!

    I'll fix all that up very soon though when I am working in the U of K again


  12. #12
    Respected Member ron's Avatar
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    yes i entirely agree with you. I do find the average filipino thinks UK is the pot of GOLD. I have explained to my wife wehen shes here she will soon see its just money and that dont grow on trees either. Yet i do undertsnad the sacrifices that filipinos have to live with and a different life too

    Ron


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    Moderator joebloggs's Avatar
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    Quote Originally Posted by ron View Post
    I was just wondering if i should transfer to savings account so the ECO will see its savings. LoL. I suppose it dont matter were it is as long as they can see it. Thanks Bornatbirth again.
    no don't transfer anything
    it will look suspicious, large amounts of money being transfered,
    its ok in your current account


  14. #14
    Moderator joebloggs's Avatar
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    Quote Originally Posted by ron View Post
    yes i entirely agree with you. I do find the average filipino thinks UK is the pot of GOLD. I have explained to my wife wehen shes here she will soon see its just money and that dont grow on trees either. Yet i do undertsnad the sacrifices that filipinos have to live with and a different life too

    Ron
    i had money b4 i met the misses, now i've got nowt, but hopefully soon i'll be spending her money


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    Quote Originally Posted by joebloggs View Post
    i had money b4 i met the misses, now i've got nowt, but hopefully soon i'll be spending her money
    lolz, in other words, you made an investment?


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    Moderator joebloggs's Avatar
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    Quote Originally Posted by James Hubbard View Post
    lolz, in other words, you made an investment?
    yes, (but dont tell the misses) still after more than 7yrs not got a penny back

    but 2wks time 47" plasma


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    Quote Originally Posted by joebloggs View Post
    yes, (but dont tell the misses) still after more than 7yrs not got a penny back

    but 2wks time 47" plasma
    you hope


  18. #18
    Moderator joebloggs's Avatar
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    Quote Originally Posted by James Hubbard View Post
    you hope
    i've been hoping for 7yrs

    maybe this time it will happen


  19. #19
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    Quote Originally Posted by joebloggs View Post
    i've been hoping for 7yrs

    maybe this time it will happen
    you sound like a football fan whose team never wins lol


  20. #20
    Moderator joebloggs's Avatar
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    Quote Originally Posted by James Hubbard View Post
    you sound like a football fan whose team never wins lol
    yes i'm a chelsea fan like dom



  21. #21
    Respected Member lizaphil's Avatar
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    Quote Originally Posted by ron View Post
    yes i entirely agree with you. I do find the average filipino thinks UK is the pot of GOLD. I have explained to my wife wehen shes here she will soon see its just money and that dont grow on trees either. Yet i do undertsnad the sacrifices that filipinos have to live with and a different life too

    Ron
    lol with you guys.
    when i meet my hubby i thought he is rich but after we married he dont got any
    money left i spend all seriously after he spend all his money on me
    he got nothing,untill he bring me over here in uk
    and we start working together,and now i am than him??


  22. #22
    Respected Member ron's Avatar
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    YES i agree


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