Is there another type like xoom guys?which is way better,xoom or western union???
xoxo Queenbee
Is there another type like xoom guys?which is way better,xoom or western union???
xoxo Queenbee
many people on here including myself recommend using pnb as it's pretty fast, cheap, reliable, can remit online and you are dealing with a reputable bank.
thnx darren,,me check on it nowOriginally Posted by darren-b
so ma partner from the UK could use that too right???Before i used western union and theyre a bit pricey i kno but at least i kno its safe,,,
i always used western union and they charge me £4.90
same here Ana
If it's not life threatening IGNORE it .. .
i have used Sunrise Remittance. There is a small charge for the transfer . My wife normally will goto the local bank in Davao with the reference number and ID and pickup on the same day.
Ron
it works in cebu too right??
cheaper-yes
try the PNB for remittance,as your going to london they hav a office there.
why dont you pop in?
i have learnt to do what my wife says!
no me not the one who's gonna send money,,its ma man..He said xoom doesnt seem to work as of now...
hey bornatbirth im still back home UNI remember???Im flying to manila next week to get ma pasaporte...
tnx bornatbirth!
your bf can send to any bank for you,try searching pnb europe.
i have learnt to do what my wife says!
Sorry to be boring but a Nationwide CASH CARD, is still the best exchange rate, almost inter-bank, with no charge by Nationwide.
In Phil CitiBank don't charge although BPI and MaetroBank do, 3.50 USD per withdrawal.
I think if one can find a Visa ATM then there will be no charge in Phil ether.
My wife's cousin has a CASH CARD. I just transfer on line the amount we want to send and within minutes he can draw the cash.
then queenbees bf needs to open a account and send the card to her,a bit of reseach is needed?
i have learnt to do what my wife says!
i actually have a metrobank atm card account and a passbook account...I dont use credit cards as it DANGEROUS for me,,,MOney is scary,,
i actually have a metrobank atm card account and a passbook account...I dont use credit cards as it DANGEROUS for me,,,MOney is scary,,
Sorry Queenbee, but here we go again!
I suggested a CASH CARD, not a Credit card. Drawing money on a credit card is not to be recommended and even a DEBIT CARD, on Nationwide, I believe incurs a charge for drawing cash outside Europe. I stand to be corrected on this if I am wrong.
oh i know u meant cash card...i can see that,,,im talking about Credit cards..
why do i get the feeling that ur treating me as some GOT NO IDEA girl..Even on ma other post???
Sorry, I did not mean to give that impression. I was hoping to be helpfulwhy do i get the feeling that ur treating me as some GOT NO IDEA girl..Even on ma other post???
I use xoom and Iremit to send money.
I also use both if there are some fishermen here who wants to send money to their family back to Pinas.
You can apply Iremit visa card online. Just visit their website.
i refer the honourable lady to a previous reply that is still applicable.
http://filipinaroses.com/showthread....0074#post80074
Here are some notes fer ya!
Western Union I use for emergency.
Xoom is an American company, so needs Paypal to process your cards. It does not accept some UK cards. Paypal can use credit cards and debit cards for your payment method. When you prcess Xoom, it takes you to Paypal site, where you get a final choice to pick the method of payment. It is possible to add lots of credit cards, but only 1 Maestro card. Xoom takes Mastercard, but does not have the added layer security of the UK. We use Mastercode Secure Code here. I suggest you check this out and register any cards you have.
http://www.mastercard.com/uk/persona...ode/index.html
The Americans credit card security is sadly lacking- they do not even ask for the 3 digit CCV code on the back of the card. So do not store credit card details within the Xoom site.
Xoom has a free fee (because of Ondoy), so use it as soon as possible.
PNB takes longer, perhaps a day or 2, varies, but the fee is always £5,and they are at the end of the phone if you need them.
Western Union, are expensive, quick but reliable.
It's time to kick ass and chew bubble gum. And I'm all out of gum.
so mr gary since i need it for emergency,need it before tueday..Monday perhaps...So western union is a good choice right??
garytojessica thnx for the help!!!!
yah cool mate!
Well setup your Xoom for the future. Have a read of it. As I am not sure about your region. But I'd say when I send to Angeles they have loads of pickup points. do you know these companies? Lhuiller is probably suited to you.
M. Lhuillier
Banco de Oro
BDO Financial (BDO On-site)
SM Forex (Shoemart)
Cebuana Lhuillier
One Network Bank
Globe GCASH REMIT
I give ya an idea of time frame Queen, when i send Xoom to Jessica, she can pick it up after 1-2 hour of me sending. All she needs is a silly secret word. I usually text her something daft, and I can send a fun message too to embarassher on pickup. That's always fun.
I get the bill in the bank in 3 working days.
It's time to kick ass and chew bubble gum. And I'm all out of gum.
Well setup your Xoom for the future. Have a read of it. As I am not sure about your region. But I'd say when I send to Angeles they have loads of pickup points. do you know these companies? Lhuiller is probably suited to you.
M. Lhuillier
Banco de Oro
BDO Financial (BDO On-site)
SM Forex (Shoemart)
Cebuana Lhuillier
One Network Bank
Globe GCASH REMIT
I give ya an idea of time frame Queen, when i send Xoom to Jessica, she can pick it up after 1-2 hour of me sending. All she needs is a silly secret word. I usually text her something daft, and I can send a fun message too to embarass
I get the bill in the bank in 3 working days.ur crazy gary!!!Yah weve tried xoom before..He just send money to ma metrobank account and i just pick it up like a day after...He told me xoom is much more expensive than western union....maybe he just got it wrong...hehehe
THanx gary again!Cnt ait to fly now to Manila....I really cnt think straight,cnt even conscentrate on ma exams cz i wanna kno like freakin now the results!!!yikes scary and exciting,,If i had known it wouldnt take a month or 2,would have told them to post it to me...Me real clumsy!
I haven't checked recently but Western Union used to have two ways of sending money, the very quick (instant) way which was very expensive, and the slow (couple of days) way which was quite cheap.
Garry2jessica,
Did I say a Nationwide Cash card is instant, the exchange rate is effectively inter-bank rate (say 74 pesos to the pound today) and its free ?
Can you expand on this please. She is asking about Xoom and Western Union, so I answer that particular question.
Is this the card you mean John?
http://www.nationwide.co.uk/current_...rd_account.htm
The list is blank for Philippines. Does that mean a visa charge is applied?
Pakistan
Palau
Palestine
Panama
Papua
Paraguay
Peru
Philippines
Pitcairn Island
Poland - No fee charged
Portugal - No fee charged
Puerto Rico
It's time to kick ass and chew bubble gum. And I'm all out of gum.
I have three accounts with Nationwide in UK. One I use for transferring money to Phil.
When we want to transfer a sum, I go on-lone and transfer that amount from my main account to the Phil one.
We then call a cousin in Phil, he has a Nationwide CASH CARD, and he draws the amount from an ATM. When possible he choose a visa ATM (Citibank and I think HSBC) which makes no charge. Other banks using Cirrus charge 3.50 USD per withdrawal.
My account gets debited with the withdrawal at the inter bank rate at that time.
http://www.nationwide.co.uk/current_...rd_account.htm. That seems to be the account. When I opened the account there was no limit to number of account one could have.
Just an up-date on this.
Having serached on the web site ( http://visa.via.infonow.net/locator/...SearchPage.jsp) which gary2jessica suggested (thanks guys) we located several EXPRESS TELLER ATMs in Cainta. They are under the Visa umbrella.
My wife's cousin is now using one of these to draw the cash I transfer from Nationwide, and we can confirm there are NO CHARGES at the ATM, so once again we can transfer cash without any charges either end, with an exchange rate very close to the 'inter bank' rate.
Ya sorry to be a pain in the ass, I just wanted make sure. I just want to see if I can save money too, cos those little charges add up when abroad regular taking out money with Cirrus, 1000 , 5000, or 10,000 it all adds up.
1% is good and well recommended.
It's time to kick ass and chew bubble gum. And I'm all out of gum.
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