Can you expand on this please. She is asking about Xoom and Western Union, so I answer that particular question.
Is this the card you mean John?
http://www.nationwide.co.uk/current_...rd_account.htm
The list is blank for Philippines. Does that mean a visa charge is applied?
Pakistan
Palau
Palestine
Panama
Papua
Paraguay
Peru
Philippines
Pitcairn Island
Poland - No fee charged
Portugal - No fee charged
Puerto Rico