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Thread: SEnding Money to PI

  1. #1
    Respected Member Queenbee's Avatar
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    SEnding Money to PI

    Is there another type like xoom guys?which is way better,xoom or western union???





    xoxo Queenbee


  2. #2
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    many people on here including myself recommend using pnb as it's pretty fast, cheap, reliable, can remit online and you are dealing with a reputable bank.


  3. #3
    Respected Member bornatbirth's Avatar
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    cheaper-yes

    try the PNB for remittance,as your going to london they hav a office there.

    why dont you pop in?
    i have learnt to do what my wife says!


  4. #4
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by darren-b View Post
    many people on here including myself recommend using pnb as it's pretty fast, cheap, reliable, can remit online and you are dealing with a reputable bank.
    thnx darren,,me check on it now

    so ma partner from the UK could use that too right???Before i used western union and theyre a bit pricey i kno but at least i kno its safe,,,


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    Respected Member Ana_may365's Avatar
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    i always used western union and they charge me £4.90


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    Respected Member ron's Avatar
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    i have used Sunrise Remittance. There is a small charge for the transfer . My wife normally will goto the local bank in Davao with the reference number and ID and pickup on the same day.

    Ron


  7. #7
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by bornatbirth View Post
    cheaper-yes

    try the PNB for remittance,as your going to london they hav a office there.

    why dont you pop in?
    no me not the one who's gonna send money,,its ma man..He said xoom doesnt seem to work as of now...

    hey bornatbirth im still back home UNI remember???Im flying to manila next week to get ma pasaporte...


  8. #8
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by ron View Post
    i have used Sunrise Remittance. There is a small charge for the transfer . My wife normally will goto the local bank in Davao with the reference number and ID and pickup on the same day.

    Ron
    it works in cebu too right??


  9. #9
    Respected Member bornatbirth's Avatar
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    your bf can send to any bank for you,try searching pnb europe.
    i have learnt to do what my wife says!


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    Sorry to be boring but a Nationwide CASH CARD, is still the best exchange rate, almost inter-bank, with no charge by Nationwide.

    In Phil CitiBank don't charge although BPI and MaetroBank do, 3.50 USD per withdrawal.

    I think if one can find a Visa ATM then there will be no charge in Phil ether.

    My wife's cousin has a CASH CARD. I just transfer on line the amount we want to send and within minutes he can draw the cash.


  11. #11
    Respected Member bornatbirth's Avatar
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    Quote Originally Posted by johncar54 View Post
    Sorry to be boring but a Nationwide CASH CARD, is still the best exchange rate, almost inter-bank, with no charge by Nationwide.

    In Phil CitiBank don't charge although BPI and MaetroBank do, 3.50 USD per withdrawal.

    I think if one can find a Visa ATM then there will be no charge in Phil ether.

    My wife's cousin has a CASH CARD. I just transfer on line the amount we want to send and within minutes he can draw the cash.
    then queenbees bf needs to open a account and send the card to her,a bit of reseach is needed?
    i have learnt to do what my wife says!


  12. #12
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by johncar54 View Post
    Sorry to be boring but a Nationwide CASH CARD, is still the best exchange rate, almost inter-bank, with no charge by Nationwide.

    In Phil CitiBank don't charge although BPI and MaetroBank do, 3.50 USD per withdrawal.

    I think if one can find a Visa ATM then there will be no charge in Phil ether.

    My wife's cousin has a CASH CARD. I just transfer on line the amount we want to send and within minutes he can draw the cash.

    i actually have a metrobank atm card account and a passbook account...I dont use credit cards as it DANGEROUS for me,,,MOney is scary,,


  13. #13
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    Quote Originally Posted by Queenbee View Post
    i actually have a metrobank atm card account and a passbook account...I dont use credit cards as it DANGEROUS for me,,,MOney is scary,,

    Sorry Queenbee, but here we go again!


    I suggested a CASH CARD, not a Credit card. Drawing money on a credit card is not to be recommended and even a DEBIT CARD, on Nationwide, I believe incurs a charge for drawing cash outside Europe. I stand to be corrected on this if I am wrong.


  14. #14
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by johncar54 View Post
    Sorry Queenbee, but here we go again!


    I suggested a CASH CARD, not a Credit card. Drawing money on a credit card is not to be recommended and even a DEBIT CARD, on Nationwide, I believe incurs a charge for drawing cash outside Europe. I stand to be corrected on this if I am wrong.
    oh i know u meant cash card...i can see that,,,im talking about Credit cards..


  15. #15
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by johncar54 View Post
    Sorry Queenbee, but here we go again!


    I suggested a CASH CARD, not a Credit card. Drawing money on a credit card is not to be recommended and even a DEBIT CARD, on Nationwide, I believe incurs a charge for drawing cash outside Europe. I stand to be corrected on this if I am wrong.
    why do i get the feeling that ur treating me as some GOT NO IDEA girl..Even on ma other post???


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    I use xoom and Iremit to send money.
    I also use both if there are some fishermen here who wants to send money to their family back to Pinas.
    You can apply Iremit visa card online. Just visit their website.


  17. #17
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    Quote Originally Posted by Queenbee View Post
    why do i get the feeling that ur treating me as some GOT NO IDEA girl..Even on ma other post???
    Sorry, I did not mean to give that impression. I was hoping to be helpful


  18. #18
    Respected Member GaryFifer's Avatar
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    i refer the honourable lady to a previous reply that is still applicable.

    http://filipinaroses.com/showthread....0074#post80074

    Here are some notes fer ya!

    Western Union I use for emergency.

    Xoom is an American company, so needs Paypal to process your cards. It does not accept some UK cards. Paypal can use credit cards and debit cards for your payment method. When you prcess Xoom, it takes you to Paypal site, where you get a final choice to pick the method of payment. It is possible to add lots of credit cards, but only 1 Maestro card. Xoom takes Mastercard, but does not have the added layer security of the UK. We use Mastercode Secure Code here. I suggest you check this out and register any cards you have.

    http://www.mastercard.com/uk/persona...ode/index.html


    The Americans credit card security is sadly lacking- they do not even ask for the 3 digit CCV code on the back of the card. So do not store credit card details within the Xoom site.

    Xoom has a free fee (because of Ondoy), so use it as soon as possible.

    PNB takes longer, perhaps a day or 2, varies, but the fee is always £5,and they are at the end of the phone if you need them.

    Western Union, are expensive, quick but reliable.
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


  19. #19
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    Garry2jessica,

    Did I say a Nationwide Cash card is instant, the exchange rate is effectively inter-bank rate (say 74 pesos to the pound today) and its free ?


  20. #20
    Respected Member GaryFifer's Avatar
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    Quote Originally Posted by johncar54 View Post
    Garry2jessica,

    Did I say a Nationwide Cash card is instant, the exchange rate is effectively inter-bank rate (say 74 pesos to the pound today) and its free ?

    Can you expand on this please. She is asking about Xoom and Western Union, so I answer that particular question.

    Is this the card you mean John?

    http://www.nationwide.co.uk/current_...rd_account.htm

    The list is blank for Philippines. Does that mean a visa charge is applied?

    Pakistan
    Palau
    Palestine
    Panama
    Papua
    Paraguay
    Peru
    Philippines
    Pitcairn Island
    Poland - No fee charged
    Portugal - No fee charged
    Puerto Rico
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


  21. #21
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    Quote Originally Posted by gary2jessica View Post
    Can you expand on this please.
    I have three accounts with Nationwide in UK. One I use for transferring money to Phil.

    When we want to transfer a sum, I go on-lone and transfer that amount from my main account to the Phil one.

    We then call a cousin in Phil, he has a Nationwide CASH CARD, and he draws the amount from an ATM. When possible he choose a visa ATM (Citibank and I think HSBC) which makes no charge. Other banks using Cirrus charge 3.50 USD per withdrawal.

    My account gets debited with the withdrawal at the inter bank rate at that time.


    http://www.nationwide.co.uk/current_...rd_account.htm. That seems to be the account. When I opened the account there was no limit to number of account one could have.


  22. #22
    Respected Member GaryFifer's Avatar
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    Ya sorry to be a pain in the ass, I just wanted make sure. I just want to see if I can save money too, cos those little charges add up when abroad regular taking out money with Cirrus, 1000 , 5000, or 10,000 it all adds up.

    1% is good and well recommended.
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


  23. #23
    Respected Member GaryFifer's Avatar
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    Incidentally, for anyone else interested in the VISA ATMs, seems there are lots in PI. I got 10 in Angeles City. ATM VISA LOCATOR

    http://visa.via.infonow.net/locator/...SearchPage.jsp
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


  24. #24
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    gary2jessica , Thanks for that locator. I had not thought of doing a search for that. A couple of the ones I turned up are just a short distance from my wife's cousins house.


  25. #25
    Respected Member GaryFifer's Avatar
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    Quote Originally Posted by johncar54 View Post
    gary2jessica , Thanks for that locator. I had not thought of doing a search for that. A couple of the ones I turned up are just a short distance from my wife's cousins house.
    Welcome. I think I take a trip to nationwide. Cheers
    It's time to kick ass and chew bubble gum. And I'm all out of gum.


  26. #26
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by gary2jessica View Post
    i refer the honourable lady to a previous reply that is still applicable.

    http://filipinaroses.com/showthread....0074#post80074

    Here are some notes fer ya!

    Western Union I use for emergency.

    Xoom is an American company, so needs Paypal to process your cards. It does not accept some UK cards. Paypal can use credit cards and debit cards for your payment method. When you prcess Xoom, it takes you to Paypal site, where you get a final choice to pick the method of payment. It is possible to add lots of credit cards, but only 1 Maestro card. Xoom takes Mastercard, but does not have the added layer security of the UK. We use Mastercode Secure Code here. I suggest you check this out and register any cards you have.

    http://www.mastercard.com/uk/persona...ode/index.html


    The Americans credit card security is sadly lacking- they do not even ask for the 3 digit CCV code on the back of the card. So do not store credit card details within the Xoom site.

    Xoom has a free fee (because of Ondoy), so use it as soon as possible.

    PNB takes longer, perhaps a day or 2, varies, but the fee is always £5,and they are at the end of the phone if you need them.

    Western Union, are expensive, quick but reliable.
    so mr gary since i need it for emergency,need it before tueday..Monday perhaps...So western union is a good choice right??


  27. #27
    Respected Member Queenbee's Avatar
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    garytojessica thnx for the help!!!!

    yah cool mate!


  28. #28
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by bornatbirth View Post
    cheaper-yes

    try the PNB for remittance,as your going to london they hav a office there.

    why dont you pop in?
    tnx bornatbirth!


  29. #29
    Respected Member alicat's Avatar
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    i always used western union,specially if its emergency..u can get it anywhere
    thats the good thing about it.


  30. #30
    Respected Member Queenbee's Avatar
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    Quote Originally Posted by alicat View Post
    i always used western union,specially if its emergency..u can get it anywhere
    thats the good thing about it.
    Tnx alicat!


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