Quote Originally Posted by johncar54 View Post
I have three accounts with Nationwide in UK. One I use for transferring money to Phil.

When we want to transfer a sum, I go on-line and transfer that amount from my main account to the Phil one.

We then call a cousin in Phil, he has a Nationwide CASH CARD, and he draws the amount from an ATM. When possible he choose a visa ATM (Citibank and I think HSBC) which makes no charge. Other banks using Cirrus charge 3.50 USD per withdrawal.

My account gets debited with the withdrawal at the inter bank rate at that time.

.

Just an up-date on this.

Having serached on the web site ( http://visa.via.infonow.net/locator/...SearchPage.jsp) which gary2jessica suggested (thanks guys) we located several EXPRESS TELLER ATMs in Cainta. They are under the Visa umbrella.

My wife's cousin is now using one of these to draw the cash I transfer from Nationwide, and we can confirm there are NO CHARGES at the ATM, so once again we can transfer cash without any charges either end, with an exchange rate very close to the 'inter bank' rate.