My son has been in hospital twice now, first tiem last Christmas the day I arrived after he manged somehow to get his hands on the superglue in my toolkit and at age three tried to eat it
Second time was two weeks ago when he had mild pneumonia :( cost us 350 quid at christmas and 200 quid the other week both were unexpected expenses that I could have done without but what can you do when you have kids?
You should also remember that every vacinne every consulation costs money in these countries, in the phils the standard vacinnes for kids can sometimes be 8000 peso :( there are a couple like that and there are plnty more that come in at 2000 to 3000 peso that they need in the first 36 months.
We don't know how lucky we are here!
Jim