Quote Originally Posted by vbkelly View Post
can anyone help please who offers the most cover at the cheapest fare
Are you referring to trip to the Philippines insurance? Whats your age? Pre-existing medical condition must be declared. Are you talking about yourself only?

Heres an example of what you should be looking for in a policy. The only difference is. The cheaper the policy, the less money is paid out.Look for a minimum of these things in the policy, and look at the amount paid out. Always check the amounts. They update them regular.

  • Medical expenses
  • Cancellation
  • Baggage
  • Excess
  • Curtailment
  • Repatriation
  • Hospital Benefit
  • Travel Delay
  • Holiday Abadonment
  • Hijack
  • Missed Departure
  • Personal Accident
  • Personal Liability
  • Catastrophic Cover
  • Legal Expenses
  • Pet care
  • Personal Money

http://quote.insureandgo.com/Single/compare.aspx

I had to pay out for dental work when i was there. My crowns fell out when I bit into an apple in Philippines. But I got the money back from the insurance company.

Use this at MONEYSUPERMARKET.com they always have good deals

http://www.moneysupermarket.com/trav...nce/?Source=MS