Well the one with the policy that suits you as a person. You probably better getting private medical insurance. I've been to the hospital in Phils, the bills can be 20,000 peso for up to 5 days. Do not get caught in one.
You have to plan ahead, and think of what could happen. Do you have all your jags for typhoid/diphtheria. Also Cholera in the water. Dengue and malaria occur in the Philippines; these diseases are transmitted by mosquitoes. An increase in the number of dengue cases has been reported in 2008, including in Metro Manila. There are no vaccinations against these diseases but there are preventative measures that you can take. You should visit your GP to discuss malaria prevention tablets. Boil your water always. Buy a kettle.
More information here. You can contact the consulate for more information. This link below shows a list of things to look for in a policy
http://ukinthephilippines.fco.gov.uk...avel-insurance
You are probably better speaking to James Hubbard. Add him to your list. He lived there for a longer time than me. Also Fred lives out there already. I hope I did not ramble on to much. Ingat ka![]()