
Yes, I'm afraid we DO disagree! Okay, it may not be be the UK government's RESPONSIBILITY. But, since ... as you say ... the CFO issue has been ongoing for years, then I'd be very, very surprised [indeed, astounded!] if the British (or any other) Overseas Embassy for that matter, was unaware of its existence - and the hassle it causes would-be emigrants. In which case, surely the least Officialdom can do in the circumstances, is explain this one additional requirement to unsuspecting applicants (of which, I have to say, I was one!) ... as a GOODWILL gesture if nothing else. I mean, what possible harm could it do? ... especially given the cost of Settlement-type visas in the first place.
As regards your comparison with the Chinese Embassy, I cannot comment ... other than to say I'd expect to be fully informed in every sense as to what would be required of me, in order to comply with British Immigration Rules.