Just to get back to the money thing!...that was the thread wasnt it?

If you have £1000 spare then it makes sense NOT to have it in a current account as it doesnt pay that much interest but to transfer it to an ISA where its actuallly tax free. so surely a person is more financially astute doing that?

so does it matter then that ur current account is nearly in the red when u have 1000 or more in an ISA?